Personal finance guides Hindi/Hinglish me — tax, investment, retirement. Complete FY 2026-27 content cluster Indian users ke liye.
Income Tax India FY 2026-27
Salary par kitna tax lagta hai? →
Naya vs purana regime, slab rates, 87A rebate, 80C/80D/HRA deductions — complete Hinglish guide salaried + business + freelancers ke liye.
HRA Exemption FY 2026-27
HRA kaise calculate karte hain? →
LEAST-of-3 formula, metro 50% vs non-metro 40%, rent receipt rules, Form 10BA. Mumbai worked example ₹3L full exemption.
Capital Gains Tax FY 2026-27
LTCG aur STCG par kitna tax? →
Equity 12.5% / 20%, property 12.5%, debt MFs slab rate. Asset-class-by-class table + Section 54/54F/54EC exemptions.
F&O Trading Tax FY 2026-27
F&O par kitna tax lagta hai? →
Slab rate (non-speculative business income), audit threshold ₹10cr, loss offset, Section 44AD presumptive 6%. ITR-3 filing.
Crypto / VDA Tax FY 2026-27
Bitcoin par kitna tax? →
Section 115BBH 30% flat tax + 1% TDS Section 194S. No loss offset, no carry-forward. Schedule VDA in ITR-2/ITR-3.
Advance Tax FY 2026-27
Advance tax kab aur kitna bharni hai? →
4 quarterly instalments (15 Jun/Sep/Dec/Mar), 15/45/75/100% thresholds, Section 234B/234C interest, senior citizen exemption, presumptive 44AD single-instalment.
Gratuity Calculator
Gratuity kaise calculate karte hain? →
Payment of Gratuity Act 1972 formula (Basic+DA × 15 × yrs ÷ 26). ₹20L tax-free cap Section 10(10). 5-saal eligibility.
NPS Tier 1 vs Tier 2
NPS Tier 1 ya Tier 2 — kaun better? →
Lock-in, tax benefits, withdrawal rules. ₹2L deduction (80CCD(1) + 80CCD(1B)). 60% lump sum tax-free + 40% mandatory annuity.
PPF India 2026
PPF par 7.1% tax-free return →
Public Provident Fund EEE tax treatment, ₹1.5L max contribution, 15-saal lock-in, maturity table (₹500–₹12,500 monthly), partial withdrawal + loan rules.
Har Hinglish page ke top par English calculator ka link milta hai. Aap directly English calculator par bhi jaa sakte ho:
Felix (AI CFO) + 4 specialist agents — tax, investment, retirement, real estate — ek hi app me Indian household ke liye built. Felix bilingual hai — Hindi me bhi guide kar sakta hai.
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