7% male + 1% registration = 8%. WOMEN: 6% + 1% = 7% (1% saved). Noida, Ghaziabad NCR proximity. IGRSUP portal + Bhulekh land records verification.
UTTAR PRADESH STAMP DUTY: (1) MALE BUYER: 7% stamp + 1% registration = 8% TOTAL. (2) FEMALE BUYER: 6% stamp + 1% registration = 7% (1% concession). (3) SENIOR CITIZEN (60+): additional concessions in some categories. (4) HANDICAPPED: special rebates. EXAMPLE Noida ₹50L flat: Male = 8% × ₹50L = ₹4L. Female = 7% × ₹50L = ₹3.5L. SAVED ₹50K. APPLIES TO: Noida, Greater Noida, Lucknow, Kanpur, Ghaziabad, Allahabad, Varanasi, Agra.
NOIDA (Gautam Buddh Nagar) STAMP DUTY: (1) Same as UP rates (7% male, 6% female). (2) PLOT vs FLAT: same rates. (3) NOIDA AUTHORITY allotment: stamp duty on allotment value at allotment date. (4) RESALE: stamp duty on resale value at registration. (5) DELAYED REGISTRATION: penalty applies (additional %). (6) NOIDA AUTHORITY PROPERTIES: separate transfer fee + stamp duty rules. CRITICAL: For under-construction properties, register at allotment to lock current rates.
BHULEKH = UP land records portal (upbhulekh.gov.in). PROVIDES: (1) Khasra Khatauni (rural land record). (2) Land area, classification, ownership history. (3) Mutation records. (4) Encumbrance status. USE FOR: (1) Property purchase due diligence. (2) Title verification. (3) Boundary verification. (4) NRI buyers especially — remote verification possible. PROCESS: (1) Visit upbhulekh.gov.in. (2) Select district + tehsil + village. (3) Search by Khasra number / name. (4) Download digital extract.
UP PROPERTY REGISTRATION: (1) Visit IGRSUP portal (igrsup.gov.in). (2) Property valuation via Stamp Reckoner. (3) Pay stamp duty + registration online (NetBanking/UPI). (4) Generate e-Stamp + e-Receipt. (5) Schedule SRO appointment. (6) Visit Sub-Registrar with all parties + 2 witnesses. (7) Biometric capture. (8) Document registration in 2-3 weeks. SUPPORTING: (1) Sale deed draft. (2) Identity proofs. (3) Khasra Khatauni (rural). (4) Encumbrance Certificate. (5) Builder NOC if society. (6) Possession letter.
UP PROPERTY STRATEGY: (1) WOMEN's NAME: 1% saved. ₹1cr property = ₹1L SAVED. (2) NOIDA/GHAZIABAD: NCR proximity premium worth considering vs Delhi 7%. (3) UNDER-CONSTRUCTION: register at allotment for lower stamp. (4) RESALE: factor 8% stamp duty in cost calculation. (5) NRI BUYERS: PAN + NRO. Same rates apply. (6) GIFT (within family): 2-3% concessional. (7) BHULEKH verification mandatory for rural/semi-urban purchases. (8) PARENT TITLE chain 30 years verification. CONSULT UP-specialist property lawyer.