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Your Net Worth
₹0
Assets: ₹0 · Liabilities: ₹0 · Debt Ratio: 0%
99/100
An average, not a midpoint: a few very wealthy households pull it up, so most households hold less. India publishes no median or age breakdown. Source: NSO All India Debt & Investment Survey 2019 (average assets ₹27.2 L, average debt ₹1.2 L per urban household, as on 30 June 2018).
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Download Richify — It's FreeNet worth = total assets minus total liabilities. Assets include: mutual funds, stocks, EPF, PPF, NPS, fixed deposits, gold, property, and savings.
Liabilities include: home loan, personal loan, education loan, car loan, and credit card debt.
Yes, but be honest about its market value (not purchase price or aspirational value). Your primary residence is an asset.
However, some financial planners separate 'investable net worth' (excluding primary home) from total net worth.
In India, if you've been working 6-8 years, a net worth of ₹15-30 lakh is solid. IT professionals may be higher.
The median is lower — many 30-year-olds have negative net worth due to education and home loans.
Yes — your EPF balance is one of your largest assets as a salaried Indian. Include your current EPF balance, not future projections.
You can check your EPF balance on the EPFO portal or UMANG app.