🇮🇳India

Net Worth Calculator
India (INR)

Track your total wealth in ₹. Add mutual funds, EPF, PPF, gold, property, and debts.

✦ Assets

✦ Liabilities

Your Net Worth

₹0

Assets: ₹0 · Liabilities: ₹0 · Debt Ratio: 0%

99/100

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❓ Frequently Asked Questions

How do I calculate net worth in India?

Net worth = total assets minus total liabilities. Assets include: mutual funds, stocks, EPF, PPF, NPS, fixed deposits, gold, property, and savings. Liabilities include: home loan, personal loan, education loan, car loan, and credit card debt.

Should I include my house in net worth?

Yes, but be honest about its market value (not purchase price or aspirational value). Your primary residence is an asset. However, some financial planners separate 'investable net worth' (excluding primary home) from total net worth.

What is a good net worth for a 30-year-old in India?

In India, if you've been working 6-8 years, a net worth of ₹15-30 lakh is solid. IT professionals may be higher. The median is lower — many 30-year-olds have negative net worth due to education and home loans.

Does EPF count as net worth?

Yes — your EPF balance is one of your largest assets as a salaried Indian. Include your current EPF balance, not future projections. You can check your EPF balance on the EPFO portal or UMANG app.