Your personal AI for understanding and tracking your personal finance.
Your personal AI for understanding and tracking your personal finance.
Your Net Worth
₹0
Assets: ₹0 · Liabilities: ₹0 · Debt Ratio: 0%
99/100
Add assets, set goals, and watch your wealth grow over time. Richify AI helps you optimise your financial mix.
Download Richify — It's FreeNet worth = total assets minus total liabilities. Assets include: mutual funds, stocks, EPF, PPF, NPS, fixed deposits, gold, property, and savings.
Liabilities include: home loan, personal loan, education loan, car loan, and credit card debt.
Yes, but be honest about its market value (not purchase price or aspirational value). Your primary residence is an asset.
However, some financial planners separate 'investable net worth' (excluding primary home) from total net worth.
In India, if you've been working 6-8 years, a net worth of ₹15-30 lakh is solid. IT professionals may be higher.
The median is lower — many 30-year-olds have negative net worth due to education and home loans.
Yes — your EPF balance is one of your largest assets as a salaried Indian. Include your current EPF balance, not future projections.
You can check your EPF balance on the EPFO portal or UMANG app.
