Australia's #1 AI-Powered
Financial Learning App
What if one AI agent handled your entire financial education journey? Track your super, ASX, property and savings — all in one place.
🇦🇺 Built for Australians · Free to start · No financial advice · ASIC-aware
Australians are already building financial literacy smarter.
Built for Australia
Your financial life, fully understood — the Australian way.
From superannuation to the ASX to your investment property — Richify speaks Australian finance fluently. Track super, ETFs, HECS debt, property equity and more in one place.
Track everything
Input and track everything you own.
Create your portfolio with your assets and liabilities.
Super, ASX shares, ETFs, investment property, HECS/HELP debt, savings, crypto — all consolidated in Australian dollars. By giving our AI agents a full picture of your financial life, you'll get accurate insights on how to reach your goals.
Your AI CFO & Specialist Team
Meet Felix and the Richify Team
Felix is your AI CFO. He coordinates a team of named specialists, each with a focused job — working together so you can see your whole financial picture.
For educational purposes only — not financial advice
Felix
AI CFO
Your AI CFO. Brings together your goals, cashflow, investments, properties, and debts into one complete financial picture — so you can focus on what matters most.
Ada
Financial Health Assessor
Analyses your financial life and calculates a Financial Health Score — so you understand your strengths, risks, and opportunities for improvement.
Lily
Financial Teacher
Teaches the fundamentals of personal finance using your real situation — making complex topics easier to understand and apply.
Pepper
Financial Architect
Helps you think strategically about money — turning financial complexity into clear frameworks for building long-term wealth.
Morgan
Mortgage Monitor
Tracks mortgage rates and explains refinancing math — so you understand the long-term impact of your home loan.
Dua
Money Mind Coach
Focuses on the emotional side of money — surfacing hidden patterns and behaviours that influence your financial decisions.
Charlie
Life Events Planner
Helps you prepare financially for life's biggest milestones — growing a family, buying a home, or starting a new chapter.
Sam
What-If Strategist
Explores different financial scenarios and future possibilities — so you understand potential outcomes before making important decisions.
How It Works
Your Financial Education Journey —
3 Simple Steps
Add Everything You Own
Track your super, ASX shares, investment property, savings, crypto, HECS debt, and any other assets or liabilities. Richify gives you a single, complete view of your financial life in Australian dollars.
Set Your Financial Goals
Tell Richify AI what you're working toward — a home deposit, early retirement, paying off HECS, or building a share portfolio. The app breaks it into clear, achievable milestones.
Learn from AI Financial Educators
Chat with AI agents inspired by legendary investors and local financial thinkers. Ask questions, explore strategies, and build the financial knowledge you need — at your own pace.
Australian Goals
Every Australian Financial Dream
Has a Roadmap
Richify turns your goals into learning journeys. Here are goals Australians are building with Richify today.
Save $120,000 for a Sydney property deposit
Understand and grow my superannuation to $500,000
Pay off HECS debt by 35
Build a $10,000/year passive income through ASX dividends
Achieve financial independence by 45 (FIRE movement)
Understand my investment property equity and rental yield
Build a crypto + ETF diversified portfolio
Start Learning. Start Building. It's Free.
Join 25,000+ users already on their financial education journey. Richify is free to download. No credit card. No financial advice. Just powerful AI-driven financial education — built for the Australian market.
Free Tools · Australia
Built for Australians.
Free to use.
Reality Check
Cost of living by suburb
Gig Tax Calculator
Side hustle tax estimator
Opportunity Cost
Girl Math your spending
Subscription Roast
Roast your subscriptions
Super Snapshot
Super vs. where you should be
Home Deposit Race
How long to save a deposit?
HECS Calculator
When does HECS disappear?
Suburb Swap
Compare suburb costs
Net Worth by Age
Percentile data — are you ahead?
Net Worth Tracker
Super, HECS, ASX & property in one view
Wealth Tracker AU
All-in-one wealth tracker, free
Portfolio Tracker AU
ASX, property & super together
User Stories
What Australians Are Saying
“Finally an app that actually understands Australian super. I can see my whole financial picture in one place.”
Sarah M.
Melbourne
“The Scott Pape-style agent is brilliant — it breaks down my finances in a way I actually understand.”
James T.
Brisbane
“I had no idea how to think about my HECS debt as part of my finances. Richify made it click.”
Priya K.
Sydney
FAQ