Canada's AI-Powered
Financial Learning App
What if one AI agent handled your entire financial education journey? Track your RRSP, TFSA, FHSA, TSX holdings, and mortgage — all in one place.
🇨🇦 Built for Canadians · Free to start · No financial advice · CIRO-aware
Canadians are already building financial literacy smarter with Richify.
Built for Canada
Your financial life, fully understood — the Canadian way.
From RRSPs and TFSAs to TSX stocks and your mortgage — Richify speaks Canadian finance fluently. Track every account in CAD.
Track everything
Input and track everything you own.
RRSP, TFSA, FHSA, TSX equities, real estate, mortgage, GICs, crypto — all consolidated in Canadian dollars. By giving our AI agents a full picture of your financial life, you'll get accurate insights on how to reach your Canadian financial goals.
Your AI CFO & Specialist Team
Meet Felix and the Richify Team
Felix is your AI CFO. He coordinates a team of named specialists, each with a focused job — working together so you can see your whole financial picture.
For educational purposes only — not financial advice
Felix
AI CFO
Your AI CFO. Brings together your goals, cashflow, investments, properties, and debts into one complete financial picture — so you can focus on what matters most.
Ada
Financial Health Assessor
Analyses your financial life and calculates a Financial Health Score — so you understand your strengths, risks, and opportunities for improvement.
Lily
Financial Teacher
Teaches the fundamentals of personal finance using your real situation — making RRSPs, TFSAs, FHSAs, and CPP easier to understand and apply.
Pepper
Financial Architect
Helps you think strategically about money — turning financial complexity into clear frameworks for building long-term wealth.
Morgan
Mortgage Monitor
Tracks mortgage rates and explains refinancing math — so you understand the long-term impact of your Canadian home loan.
Dua
Money Mind Coach
Focuses on the emotional side of money — surfacing hidden patterns and behaviours that influence your financial decisions.
Charlie
Life Events Planner
Helps you prepare financially for life's biggest milestones — growing a family, buying a home, or starting a new chapter.
Sam
What-If Strategist
Explores different financial scenarios and future possibilities — so you understand potential outcomes before making important decisions.
How It Works
Your Canadian Financial Education Journey —
3 Simple Steps
Add Everything You Own (and Owe)
Track your RRSP, TFSA, FHSA, TSX portfolio, property, mortgage, savings, crypto, and any other assets or liabilities. Richify consolidates your entire Canadian financial life — in CAD — in one place.
Set Your Canadian Financial Goals
Tell Richify AI what you're working toward — maximising your RRSP, saving for a home deposit, paying off your mortgage, or retiring early. The app breaks your goals into clear, achievable milestones.
Learn from AI Financial Educators
Chat with AI agents inspired by legendary investors and financial thinkers. Ask questions, explore strategies, and build the financial knowledge you need — at your own pace.
Canadian Goals
Every Canadian Financial Dream
Has a Roadmap
Richify turns your goals into learning journeys. Here are goals Canadians are building with Richify today.
Maximise RRSP contributions and understand the tax impact
Build $50,000 in a TFSA by age 35
Save $40,000 in an FHSA for a first home deposit
Pay off mortgage in 15 years instead of 25
Build a $500,000 RRSP retirement fund by 60
Achieve financial independence by 50 (FIRE movement)
Build a TSX dividend portfolio generating $12,000/year
Understand CPP and OAS as part of retirement income
Start Learning. Start Building. It's Free.
Join 25,000+ users already on their financial education journey. Richify is free to download. No credit card. No financial advice. Just powerful AI-driven financial education — built for the Canadian market.
Free Tools · Canada
Built for Canadians.
Free to use.
Reality Check
Cost of living by suburb
Gig Tax Calculator
Side hustle tax estimator
Opportunity Cost
Girl Math your spending
Subscription Roast
Roast your subscriptions
RRSP vs TFSA
Which account gets your $?
Province Price Check
Compare provinces
FHSA Calculator
First Home Savings
Gig Tax Provincial
Gig tax by province
Net Worth Tracker CA
RRSP, TFSA, property in one view
Wealth Tracker CA
All-in-one wealth tracker, free
Portfolio Tracker CA
TSX, RRSP & property together
User Stories
What Canadians Are Saying
“Finally an app that tracks my RRSP, TFSA, and FHSA in one place. I can actually see my full financial picture.”
Michael L.
Toronto
“Lily walked me through Canadian dividend stocks step by step. She explained eligible vs. non-eligible dividends and the gross-up rules in a way no other app has.”
Sophie R.
Vancouver
“I used to find TFSAs confusing. Richify explained it so clearly — now I actually have a plan.”
Amir K.
Calgary
FAQ
