richify.ai
🇮🇳India Edition

India's AI-Powered
Financial Planning App

What if one AI agent planned your entire financial future? Track mutual funds, EPF, PPF, NPS, gold & real estate — all in one place.

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🇮🇳 Built for Indians  ·  Free to start  ·  For educational purposes only  ·  Not SEBI-registered advice

📱 50,000+ downloads4.8 App Store rating🇮🇳 7 markets including India🤖 AI-powered financial education

Why Indians Love Richify

Everything you need to build wealth in India

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Track Mutual Funds & Stocks

Monitor your Nifty 50, Sensex, and mutual fund portfolio alongside SIPs, all in INR.

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EPF, PPF & NPS Tracking

Add your Employee Provident Fund, Public Provident Fund, and National Pension System balances to see your full retirement picture.

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AI Financial Coach — Felix

Ask Felix anything about Indian finance — from Section 80C strategies to SIP planning. Plain-language answers, not jargon.

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Real Estate & Gold

Track your property portfolios and gold investments. See how physical and digital gold fits within your total net worth.

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Goal-Based Planning

Set goals in ₹ — build a 1 crore corpus, plan EMI freedom, save for a home down payment. Felix helps you build the roadmap.

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Learn From AI Agents

Get insights from AI agents inspired by legendary investors — Warren Buffett, Ray Dalio, Cathie Wood — applied to Indian markets.

AI-Powered Education

Meet your AI financial coaches

Learn from AI agents inspired by the world's greatest investors — adapted for Indian markets and regulations.

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Felix

Your AI Financial Coach

Ask anything about Indian finance — SIP planning, Section 80C, retirement corpus, NPS, PPF. Felix explains in plain language.

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The Oracle

Inspired by Warren Buffett

Value investing principles applied to Indian markets. Long-term thinking for Nifty stocks and mutual funds.

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The Architect

Inspired by Ray Dalio

All-weather portfolio strategies adapted for India — equity, debt, gold, and real estate allocation.

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The Disruptor

Inspired by Cathie Wood

Innovation-focused investing in India's tech and startup ecosystems. Growth stocks and emerging sectors.

How It Works

Start planning in 2 minutes

1

Download Richify

Free on App Store and Google Play. Set up in under 2 minutes — just choose India as your market.

2

Add Your Assets in ₹

Add mutual funds, EPF, PPF, stocks, gold, property, FDs, and savings. Everything tracked in INR with lakh/crore notation.

3

Ask Felix Anything

Chat with your AI financial coach. Ask about SIP planning, retirement corpus, Section 80C, or any financial question. Get clear, personalised answers.

Your Financial Goals

What do you want to achieve?

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Build a 1 Crore Corpus

Felix shows you exactly how much SIP you need monthly to hit ₹1 crore — with step-up strategies and inflation adjustments.

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FIRE in India

Calculate your Financial Independence number for Mumbai, Bangalore, Delhi, or Tier 2 cities. Know when you can retire early.

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Buy Your First Home

Track your down payment progress, understand EMI affordability, and decide between renting and buying in your city.

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Maximise Section 80C

Compare PPF, ELSS, NPS, and EPF to optimise your ₹1.5 lakh tax deduction. Felix helps you pick the right mix.

Start your wealth-building journey today

Join thousands of Indians using Felix to plan their financial future. Free to download, no bank linking required.

Get it on Google PlayDownload on the App Store

For educational purposes only · Not SEBI-registered investment advice

What Indians Are Saying

Trusted by investors across India

"Finally an app that explains SIP step-up strategies instead of just showing a calculator. Felix helped me plan my 1 crore goal properly."

R

Rahul S.

Bangalore

"I never understood the difference between NPS, PPF, and ELSS for tax saving. Felix broke it down like a friend would. Game changer."

P

Priya M.

Mumbai

"Love that I can track my EPF, PPF, mutual funds, gold AND property in one place. No other app does this in India."

A

Arjun K.

Hyderabad

Frequently Asked Questions

Is Richify free to use in India?
Yes — Richify is free to download on the App Store and Google Play. You can track your assets in INR, chat with Felix, and access all financial calculators at no cost. Premium plans unlock additional AI specialist agents.
Does Richify provide investment advice?
No. Richify is a financial education platform. It is not registered with SEBI as an investment advisor or research analyst. All content is for educational and informational purposes only. For personalised investment advice, please consult a SEBI-registered investment advisor.
Can I track my mutual funds in Richify?
Yes — you can manually add your mutual fund holdings, SIP investments, and track their value in INR. This lets you see how your mutual funds fit within your total net worth alongside EPF, PPF, NPS, stocks, gold, and property.
Does Richify connect to my bank or demat account?
No — Richify uses a privacy-first approach. You manually add your assets and liabilities. We do not connect to your bank, demat, or brokerage accounts. Your financial data stays completely under your control.
Can I track EPF and PPF in Richify?
Yes — you can add your Employee Provident Fund (EPF) and Public Provident Fund (PPF) balances as assets. This gives you a complete picture of your retirement savings alongside NPS, mutual funds, and other investments.
Is Richify regulated by SEBI?
Richify is a financial education application. It is not registered with the Securities and Exchange Board of India (SEBI) as an investment advisor, research analyst, or portfolio manager. All tools and content are for educational purposes only. Users should consult SEBI-registered advisors before making investment decisions.
Does Felix recommend specific mutual funds or stocks?
No — Felix does not recommend specific mutual fund schemes, stocks, or financial products. Felix provides educational explanations about financial concepts, helps you understand investment strategies, and assists with financial planning calculations. All responses are educational, not investment advice.