India's AI-Powered
Financial Planning App
What if one AI agent planned your entire financial future? Track mutual funds, EPF, PPF, NPS, gold & real estate — all in one place.
🇮🇳 Built for Indians · Free to start · For educational purposes only · Not SEBI-registered advice
Why Indians Love Richify
Everything you need to build wealth in India
Track Mutual Funds & Stocks
Monitor your Nifty 50, Sensex, and mutual fund portfolio alongside SIPs, all in INR.
EPF, PPF & NPS Tracking
Add your Employee Provident Fund, Public Provident Fund, and National Pension System balances to see your full retirement picture.
AI Financial Coach — Richify AI
Ask Richify AI anything about Indian finance — from Section 80C strategies to SIP planning. Plain-language answers, not jargon.
Real Estate & Gold
Track your property portfolios and gold investments. See how physical and digital gold fits within your total net worth.
Goal-Based Planning
Set goals in ₹ — build a 1 crore corpus, plan EMI freedom, save for a home down payment. Richify AI helps you build the roadmap.
Learn From AI Agents
Get insights from named AI specialists — Lily (Financial Teacher), Pepper (Financial Architect), Sam (What-If Strategist) — explaining fundamentals, frameworks, and scenarios applied to Indian markets.
Your AI CFO & Specialist Team
Meet Felix and the Richify team
Felix is your AI CFO. He coordinates a team of named specialists — each with a focused job, working together so you see your whole Indian financial picture.
Felix
AI CFO
Brings together your goals, cashflow, investments (SIPs, mutual funds, EPF, NPS, PPF), properties, and debts into one complete financial picture.
Ada
Financial Health Assessor
Analyses your financial life and calculates a Financial Health Score — strengths, risks, and opportunities at a glance.
Lily
Financial Teacher
Teaches personal finance fundamentals using your real situation — Section 80C, SIPs, ELSS, NPS, and new vs old tax regime made simple.
Pepper
Financial Architect
Helps you think strategically — turning complexity into clear frameworks for building long-term wealth in INR.
Morgan
Mortgage Monitor
Tracks home loan rates and explains refinancing math — including Section 24(b) interest deduction impact.
Dua
Money Mind Coach
Focuses on the emotional side of money — surfacing patterns and behaviours that influence financial decisions.
Charlie
Life Events Planner
Helps you prepare financially for life's milestones — children's education, buying a home, retirement, NRI moves.
Sam
What-If Strategist
Explores scenarios — early retirement, SIP step-ups, lump-sum vs SIP, new regime vs old regime — before you decide.
How It Works
Start planning in 2 minutes
Download Richify
Free on App Store and Google Play. Set up in under 2 minutes — just choose India as your market.
Add Your Assets in ₹
Add mutual funds, EPF, PPF, stocks, gold, property, FDs, and savings. Everything tracked in INR with lakh/crore notation.
Ask Richify AI Anything
Chat with your AI financial coach. Ask about SIP planning, retirement corpus, Section 80C, or any financial question. Get clear, personalised answers.
Your Financial Goals
What do you want to achieve?
Build a 1 Crore Corpus
Richify AI shows you exactly how much SIP you need monthly to hit ₹1 crore — with step-up strategies and inflation adjustments.
FIRE in India
Calculate your Financial Independence number for Mumbai, Bangalore, Delhi, or Tier 2 cities. Know when you can retire early.
Buy Your First Home
Track your down payment progress, understand EMI affordability, and decide between renting and buying in your city.
Maximise Section 80C
Compare PPF, ELSS, NPS, and EPF to optimise your ₹1.5 lakh tax deduction. Richify AI helps you pick the right mix.
Start your wealth-building journey today
Join thousands of Indians using Richify AI to plan their financial future. Free to download, no bank linking required.
For educational purposes only · Not SEBI-registered investment advice
Free Financial Tools
Calculators built for Indian investors
All in INR. All free. Interactive tools with AI-powered insights.
Net Worth Tracker
EPF, PPF, gold, property in ₹
Wealth Tracker
Your total Indian wealth in one view
Portfolio Tracker
NSE/BSE, MFs, NPS, gold & more
SIP to 1 Crore
How much SIP do you need monthly?
FIRE Calculator India
When can you retire early?
Retirement Calculator
How much corpus do you need?
Step-Up SIP
Power of annual SIP increases
Net Worth (INR)
Track your total wealth in ₹
NPS vs PPF vs ELSS
Compare Section 80C instruments
Emergency Fund (INR)
How much safety net do you need?
What Indians Are Saying
Trusted by investors across India
"Finally an app that explains SIP step-up strategies instead of just showing a calculator. Felix helped me plan my 1 crore goal properly."
Rahul S.
Bangalore
"I never understood the difference between NPS, PPF, and ELSS for tax saving. Felix broke it down like a friend would. Game changer."
Priya M.
Mumbai
"Love that I can track my EPF, PPF, mutual funds, gold AND property in one place. No other app does this in India."
Arjun K.
Hyderabad
