Is this net worth per person or per household?

These figures are per household. Per-household figures are not comparable to per-adult estimates from sources like UBS.

Where does a $1,000,000 net worth rank in the United States?

Below the top 10%. The 90th percentile — the entry point to the top 10% — was $2,550,300 in the 2025 Fed SCF, so $1,000,000 sits under it. A seven-figure net worth is a common milestone, but on this data it does not by itself reach the top decile of households.

What does a net worth percentile mean?

A percentile is the share of households with a lower net worth. The 90th percentile means 90% hold less. It describes where a figure sits in the distribution.

How current is this data?

2025 Fed SCF is the latest available. An updated release is expected 2029.

What net worth puts you in the top 10% in the United States?

Source: U.S. Federal Reserve — Survey of Consumer Finances (2025)per household

Where do you stand?

Type your household net worth — assets minus debts, home equity included.

Your age40

Among American households, about $2,550,300 marked the 90th net worth percentile in the 2025 Fed SCF. A percentile shows the share of households with less net worth; it is a position in the distribution, not a target.

Latest available data: 2025 (triennial series). Next release expected 2029.

Net worth thresholds by decile, per household, the United States — 2025 Fed SCF.
Decile	net worth (USD)	≈ USD
90th percentile	$2,550,300	—

Net worth thresholds by decile, per household, the United States — 2025 Fed SCF.

Methodology & sources

Source: U.S. Federal Reserve — Survey of Consumer Finances (2025)
What these figures are: Net worth (assets − liabilities); 90th-percentile threshold (top-10% entry); all households; per PEU; 2025 SCF; 2025 USD. Computed by Richify from the SCF public-use summary extract, averaged across the five implicates.
Unit: per household
Data vintage: Latest available data: 2025 (triennial series). Next release expected 2029.
Last reviewed: October 15, 2026

Cite this page

These figures are free to quote with attribution. Please link to the page rather than reproducing the full table, so readers reach the dated source.

Richify (2026). What net worth puts you in the top 10% in the United States? Data: U.S. Federal Reserve — Survey of Consumer Finances (2025). Retrieved 15 October 2026, from https://www.richify.ai/us/data/top-10-percent-net-worth

Permanent link: https://www.richify.ai/us/data/top-10-percent-net-worth
Link to the table: https://www.richify.ai/us/data/top-10-percent-net-worth#data
Figures last checked: 15 October 2026

Writing about this data and need a figure checked, a breakdown we have not published, or a comment? Email info@richify.ai.

Frequently asked questions

Is this net worth per person or per household?: These figures are per household. Per-household figures are not comparable to per-adult estimates from sources like UBS.
Where does a $1,000,000 net worth rank in the United States?: Below the top 10%. The 90th percentile — the entry point to the top 10% — was $2,550,300 in the 2025 Fed SCF, so $1,000,000 sits under it. A seven-figure net worth is a common milestone, but on this data it does not by itself reach the top decile of households.
What does a net worth percentile mean?: A percentile is the share of households with a lower net worth. The 90th percentile means 90% hold less. It describes where a figure sits in the distribution.
How current is this data?: 2025 Fed SCF is the latest available. An updated release is expected 2029.

Educational data only — not financial advice. Figures are sourced and dated above and reflect the latest available release.