Stessa is the biggest free real estate portfolio tracker in the US, backed by Roofstock. Focused on US landlords with automated bank connections for rental income tracking.
| Feature | Richify | Stessa |
|---|---|---|
| Net Worth Tracking | ✓ | ✓ |
| AI-Powered Insights | Built-in AI | ✗ |
| Bank Account Linking | Manual (privacy-first) | Automated (Plaid) |
| Property-Level Cash Flow | ✓ | ✓ |
| Multi-Country Support | 7+ countries | US only |
| Tax-Ready Reports | Portfolio summary | Schedule E reports |
| Automated Rent Collection | ✗ | Via partner integrations |
| Pricing | Free trial, then paid plans | Free + paid Stessa Pro |
| Mobile App | iOS & Android | iOS & Android |
| Goal-Based Planning | Financial goals tracker | ✗ |
| AI Portfolio Insights | Built-in AI analysis | Basic reports |
| Educational Content | AI-guided learning | Blog articles |
The Verdict
Stessa is an excellent choice for US landlords who want automated bank syncing and Schedule E tax reports. Richify is the better fit if you invest internationally, value privacy (no bank linking), want a built-in AI agent for portfolio insights, or need broader financial tools beyond real estate. Richify offers a free trial before paid plans.
Track your net worth, run calculators, and get built-in AI insights — all in one app. Start with a free trial.
Try Richify — Free TrialYes, Stessa offers a free plan that covers core rental property tracking with automated bank connections via Plaid. They also offer paid tiers (Stessa Pro) with advanced features like unlimited portfolios and priority support.
Yes. Stessa is US-only, while Richify supports 7+ countries including Australia, US, Canada, UK, Brazil, Spain, and China. If you own property outside the United States, Richify is the better fit.
No. Stessa is designed exclusively for US landlords. It integrates with US banks via Plaid and generates US-specific Schedule E tax reports. International investors should use Richify instead.
Yes. Richify is privacy-first and does not require linking any bank accounts. You manually add assets and liabilities, which keeps your financial data fully under your control.
Richify is the best Stessa alternative if you value AI-powered insights, privacy (no bank linking), multi-country support, or broader financial tools beyond real estate. Stessa remains excellent for US-only landlords who want automated syncing.
Richify offers a free trial so you can explore the app, followed by affordable monthly and yearly plans. This lets you try the full feature set — including AI insights and multi-country support — before committing.