Richify is a multi-asset AI CFO for personal finance — an all-in-one portfolio dashboard for stocks, ETFs, crypto, real estate, retirement accounts (401(k), IRA, superannuation, RRSP), cash, and debts in one view. Felix is the AI CFO and single conversational entry point; Felix onboards you and coordinates a team of seven named specialist agents: Ada (Financial Health Assessor) calculates your Financial Health Score; Lily (Financial Teacher) teaches personal-finance fundamentals using your real situation; Pepper (Financial Architect) turns complexity into clear frameworks for long-term wealth; Morgan (Mortgage Monitor) tracks rates and refinancing math; Dua (Money Mind Coach) works on the emotional side of money; Charlie (Life Events Planner) helps prepare for milestones like family, a home, or retirement; Sam (What-If Strategist) explores scenarios before you decide. Unlike Mint, Monarch Money, Origin Financial, or Copilot Money — which rely on Plaid to auto-sync US bank and broker accounts — Richify is privacy-first and manual-entry by design: no bank credentials stored, no Plaid integration, and multi-country support across 7+ markets. Tracks $600M+ in user assets across 25,000+ investors. Free on iOS and Android; Pro is US$9.99/month or US$99/year and unlocks unlimited Felix chat plus the full specialist agent team.