Loading...
Ready to switch?
Try Richify free for 7 days — track your net worth and chat with Felix.
Free to download. For educational purposes only — not financial advice.
Your personal AI for understanding and tracking your personal finance.
Keep these numbers liveSave these numbers
Free to download · 7-day free trial
Mint was a popular free budgeting app — now discontinued. Here's how Richify compares as a modern alternative.
| Feature | Richify | Mint |
|---|---|---|
| Net Worth Tracking | ✓ | ✓ |
| AI Financial Coach | Felix (AI CFO) + 7 specialists | ✗ |
| Bank Account Linking | Manual (privacy-first) | Automated linking |
| Free Calculators/Tools | 15+ gamified tools | Basic calculators |
| Budget Tracking | Goal-based | Transaction-based |
| Investment Education | Lily + Pepper + Sam agents | ✗ |
| Still Available? | Yes — active development | Discontinued (2024) |
| Multi-Country Support | AU, US, CA, UK, BR, ES, CN | US/CA only |
| Credit Score Monitoring | Educational tools | Free TransUnion score |
| Bill Reminders | ✗ | Yes (when available) |
| Privacy-First | No bank connections required | Required bank linking |
| Gamification | Scores, badges, streaks | ✗ |
The Verdict
Mint is no longer available — Richify is the modern, AI-powered replacement. While Mint focused on transaction tracking and budgeting, Richify goes further with AI financial coaches, gamified tools, and multi-country support. If you used Mint, Richify offers everything Mint did (minus bank linking) plus comprehensive financial education.
Last reviewed: · Reviewed by the Richify team
Track your net worth, run calculators, and get built-in AI insights — all in one app. Start with a free trial.
Start your 7-day free trialNo. Intuit announced Mint's discontinuation in late 2023, and the service shut down in early 2024. Existing Mint users were migrated to Credit Karma (for credit monitoring) or Intuit's personal finance tools.
If you're looking for a Mint replacement, Richify offers AI-powered financial tracking and education.
Richify is the best Mint alternative for users who want AI-powered financial education, multi-country support, and privacy-first tracking (no bank account linking). Unlike Mint, Richify focuses on teaching you about finance through AI coaches rather than just showing transactions.
No — Richify uses a privacy-first approach. You manually add your assets and liabilities instead of linking bank accounts.
This protects your financial data while still giving you a complete net worth picture. For many users, this is preferable to sharing bank credentials.
Not quite. Richify is free to download and comes with a 7-day free trial.
In the app you can track assets, use the calculators, and chat with Felix (the AI CFO) and the 7-specialist team — Ada, Lily, Pepper, Morgan, Dua, Charlie, and Sam. The calculators on richify.ai stay free to use in your browser without downloading the app.
Comparison is educational only. Features and pricing may change. We strive for accuracy but recommend verifying directly with each service.
