Mint was a popular free budgeting app — now discontinued. Here's how Richify compares as a modern alternative.
| Feature | Richify | Mint |
|---|---|---|
| Net Worth Tracking | ✓ | ✓ |
| AI Financial Coach | Felix + 6 specialist agents | ✗ |
| Bank Account Linking | Manual (privacy-first) | Automated linking |
| Free Calculators/Tools | 15+ gamified tools | Basic calculators |
| Budget Tracking | Goal-based | Transaction-based |
| Investment Education | AI agents (Buffett, Dalio, Wood) | ✗ |
| Still Available? | Yes — active development | Discontinued (2024) |
| Multi-Country Support | AU, US, CA, UK, BR, ES, CN | US/CA only |
| Credit Score Monitoring | Educational tools | Free TransUnion score |
| Bill Reminders | ✗ | Yes (when available) |
| Privacy-First | No bank connections required | Required bank linking |
| Gamification | Scores, badges, streaks | ✗ |
The Verdict
Mint is no longer available — Richify is the modern, AI-powered replacement. While Mint focused on transaction tracking and budgeting, Richify goes further with AI financial coaches, gamified tools, and multi-country support. If you used Mint, Richify offers everything Mint did (minus bank linking) plus comprehensive financial education.
Track your net worth, learn from AI agents, and get financial coaching from Felix — all in one app.
Download Richify — It's FreeNo. Intuit announced Mint's discontinuation in late 2023, and the service shut down in early 2024. Existing Mint users were migrated to Credit Karma (for credit monitoring) or Intuit's personal finance tools. If you're looking for a Mint replacement, Richify offers AI-powered financial tracking and education.
Richify is the best Mint alternative for users who want AI-powered financial education, multi-country support, and privacy-first tracking (no bank account linking). Unlike Mint, Richify focuses on teaching you about finance through AI coaches rather than just showing transactions.
No — Richify uses a privacy-first approach. You manually add your assets and liabilities instead of linking bank accounts. This protects your financial data while still giving you a complete net worth picture. For many users, this is preferable to sharing bank credentials.
Yes. Richify is free to download and use. You can track assets, use all calculators, and chat with Felix at no cost. Premium plans unlock additional AI specialist agents.