๐Ÿ  Advanced Property Analysis

Property ROI Calculator

Project year-by-year investment returns including cash flow, appreciation, equity buildup, and IRR for any rental property.

14 InputsYear-by-YearIRR Analysis

Investment Details

Property & Financing
$
%
%
%
Income & Expenses
$
%
$
$
$
%
$
Investment Horizon
%

Investment Returns

Total Return
$64,734
Annualized Return
6.1%
IRR
2.8%
Monthly Cash Flow
$-707
Cap Rate
4.0%
Cash-on-Cash
-10.5%

Return Breakdown

Total Cash Flow
$-84,862
Total Appreciation
$120,371
Equity Paydown
$39,725
Total Cash Invested$80,500
End Property Value$470,371
End Equity$230,096
Total Return %80.4%

Year-by-Year Projection

YearProperty ValueLoan BalanceEquityAnnual Cash FlowCumulative Cash FlowTotal Return
1$360,500$277,156$83,344$-8,486$-8,486$-75,642
2$371,315$274,106$97,209$-8,486$-16,972$-70,263
3$382,454$270,835$111,619$-8,486$-25,458$-64,340
4$393,928$267,329$126,599$-8,486$-33,945$-57,845
5$405,746$263,568$142,177$-8,486$-42,431$-50,753
6$417,918$259,536$158,382$-8,486$-50,917$-43,035
7$430,456$255,213$175,243$-8,486$-59,403$-34,660
8$443,370$250,577$192,793$-8,486$-67,889$-25,596
9$456,671$245,605$211,065$-8,486$-76,375$-15,810
10$470,371$240,275$230,096$-8,486$-84,862$-5,266

Track Your Investment in Richify

Go beyond projections. Connect your actual properties in Richify to track real-time equity, cash flow, and portfolio-level returns with a built-in AI agent for insights.

Try Richify โ€” Free Trial

Explore more tools: Rental Income Calculator ยท Real Estate Portfolio Tracker

Frequently Asked Questions