What net worth puts you in the top 1% in the United States?
Among American households, about $13,666,778 marked the 99th net worth percentile in the 2022 Fed SCF. The 90th percentile was around $1,920,758. A percentile shows the share of households with less net worth; it is a position in the distribution, not a target.
Latest available data: 2022 (triennial series). Next release expected 2026.
| Percentile | net worth (USD) | ≈ USD |
|---|---|---|
| 90th percentile | $1,920,758 | — |
| 99th percentile | $13,666,778 | — |
Net worth thresholds by percentile, per household, the United States — 2022 Fed SCF.
Methodology & sources
- Source
- U.S. Federal Reserve — Survey of Consumer Finances (2022)
- What these figures are
- Net worth (assets − liabilities); 90th-percentile threshold (top-10% entry); all households; per PEU; 2022 SCF; 2022 USD.
- Unit
- per household
- Data vintage
- Latest available data: 2022 (triennial series). Next release expected 2026.
- Last reviewed
Cite this page
These figures are free to quote with attribution. Please link to the page rather than reproducing the full table, so readers reach the dated source.
Richify (2026). What net worth puts you in the top 1% in the United States? Data: U.S. Federal Reserve — Survey of Consumer Finances (2022). Retrieved 30 June 2026, from https://www.richify.ai/us/data/top-1-percent-net-worth
- Permanent link
- https://www.richify.ai/us/data/top-1-percent-net-worth
- Link to the table
- https://www.richify.ai/us/data/top-1-percent-net-worth#data
- Figures last checked
Writing about this data and need a figure checked, a breakdown we have not published, or a comment? Email info@richify.ai.
Frequently asked questions
- Is this net worth per person or per household?
- These figures are per household. Per-household figures are not comparable to per-adult estimates from sources like UBS.
- What net worth puts you in the top 1% in the United States?
- About $13,666,778 per household marked the 99th percentile in the 2022 Fed SCF — that is the entry point to the top 1%, not its average. Households inside the top 1% run far above it, which is why "average net worth of the top 1%" figures quoted elsewhere are many times larger than this threshold: a small number of very large fortunes pull that average up. Use the threshold to answer "am I in it", and ignore the average unless you specifically want to know how concentrated the group is internally.
- Where does a $1,000,000 net worth rank in the United States?
- Below the top 10%. The 90th percentile — the entry point to the top 10% — was $1,920,758 in the 2022 Fed SCF, so $1,000,000 sits under it. A seven-figure net worth is a common milestone, but on this data it does not by itself reach the top decile of households.
- What percentile is a $3,000,000 net worth in the United States?
- Between the 90th and the 99th. The 2022 Fed SCF puts the 90th percentile at $1,920,758 and the 99th at $13,666,778, so $3,000,000 is inside the top 10% but well short of the top 1%. The same holds for $5,000,000. We do not publish a precise percentile for an arbitrary figure: between those two thresholds the distribution is steep and uneven, so interpolating would give a false sense of accuracy.
- What does a net worth percentile mean?
- A percentile is the share of households with a lower net worth. The 90th percentile means 90% hold less. It describes where a figure sits in the distribution.
- How current is this data?
- 2022 Fed SCF is the latest available. An updated release is expected 2026.
Educational data only — not financial advice. Figures are sourced and dated above and reflect the latest available release.
