Sam · What-If StrategistWhat if I diversified my portfolio?
Spreading your money around changes both your return and how bumpy the ride is. See how a mix could behave over time.
Free to start · iOS & Android
Why diversification smooths the ride
A diversified mix blends higher-growth assets like stocks with steadier ones like bonds. You usually give up a little top-end return in exchange for smaller swings, which makes it easier to stay invested through downturns. This projects a mix and shows its rough volatility.
Questions people ask
What does diversification actually do?
It spreads risk so no single asset can sink your whole portfolio. The blend typically reduces the size of your ups and downs, even if the long-run return is a touch lower than an all-stock mix.
Does diversification lower my returns?
Often slightly, in exchange for stability. The trade-off is usually worth it for investors who want a smoother path and are less likely to panic-sell in a downturn.
What's a good mix for me?
That depends on your timeline and comfort with risk, which this tool can't assess. It's educational only — it shows how different blends behave, not what you should hold.
Related what-ifs
See it on your real money
Track your net worth, then ask Sam any “what if.” Free to start, on iOS and Android.
or download the app
