Where do you rank in the UK?
The median UK household is worth £293,700. Enter your household net worth to see where you sit against the official ONS quartiles — then let Richify build your plan to climb.
Lower quartile
£70,500
UK median
£293,700
Upper quartile
£662,100
Peak (age 65–74)
£502,500
UK median
£293,700
Below median
Top 25% threshold
£662,100
Upper-quartile (75th)
A household net worth of £250,000 places you in roughly the 45th percentile (Lower-middle (25th–50th)). The UK median is £293,700. Percentiles are interpolated between ONS-published thresholds at the 10th, 25th, 50th, 75th, 90th and 99th percentiles (Great Britain, Apr 2020–Mar 2022).
£43,700 to the UK median.
Richify connects your ISA, pension, property and other assets to show what could move you toward your next wealth milestone.
Your UK wealth journey
Reach the lower quartile
25th percentile · £71K
Reach the UK median
50th percentile · £294K
Reach the top 25%
75th percentile · £662K
Next milestone: the UK median — £43,700 to go
Want to see how you could close the gap? Richify connects your ISA, pension, property and other assets to find the moves that get you there — and re-ranks you as they grow.
Free to download · iOS & Android
What net worth puts you in the top 10% or top 1% in the UK?
The wealthiest 10% of British households hold £1,200,500 or more, and the wealthiest 1% hold at least £3,121,500. All six thresholds below are published by the ONS — none is modelled. Total household wealth (property + private pension + financial + physical, net of debts) — not per individual.
Source: ONS Wealth and Assets Survey, Great Britain, April 2020 to March 2022 — the most recent round, released 24 January 2025. Note that the Office for Statistics Regulation withdrew the Official Statistics accreditation from this survey in June 2025, so these are now published as official statistics in development; they remain the best national wealth-distribution figures available for Great Britain, but treat them as indicative rather than definitive.
How net worth changes with age in the UK
Median household wealth rises steadily with the age of the household head — from £15,200 for under-25s to a peak of £502,500 for those aged 65–74, before easing in later retirement as pension wealth is drawn down. Property and private pension wealth are the two biggest drivers.
Age 16–24
£15,200
Lowest — early career, little property or pension wealth
Age 65–74
£502,500
Peak — a lifetime of property and pension accumulation
The 16–24 and 65–74 figures are the age anchors quoted in the ONS bulletin (Apr 2020–Mar 2022); estimates for this round are official statistics in development.
Frequently asked questions
What is the average net worth in the UK?+
The median total household net wealth in Great Britain was £293,700, according to the ONS Wealth and Assets Survey (April 2020 to March 2022). Median is the best 'average' for wealth because the mean is pulled much higher by a small number of very wealthy households. Total wealth combines property, private pension, financial and physical wealth, net of debts, at household level.
What net worth puts you in the top 25% in the UK?+
A total household net wealth above £662,100 puts you in the top quartile (top 25%) of Great Britain, per the ONS Wealth and Assets Survey (April 2020 to March 2022). The lower quartile is £70,500 — households below that figure are in the bottom 25%.
What net worth puts you in the top 10% or top 1% in the UK?+
A total household net wealth of £1,200,500 or more puts a household in the wealthiest 10% of Great Britain, and £3,121,500 or more puts it in the wealthiest 1% (ONS Wealth and Assets Survey, April 2020 to March 2022). Both are household figures covering property, private pension, financial and physical wealth net of debts — not individual wealth, and not income. For scale, the top 1% of households held about 10% of all household wealth in Great Britain, the same share as the least wealthy 50% combined.
What is a good net worth by age in the UK?+
Median household wealth rises with the age of the household head — from about £15,200 for under-25s to a peak of £502,500 for those aged 65 to 74, before easing in later retirement as pension wealth is drawn down (ONS, April 2020 to March 2022). Property and private pension wealth are the largest drivers of the increase.
Is this net worth figure per person or per household?+
The ONS figures are per household, not per individual. 'Total wealth' is the combined property, private pension, financial and physical wealth of everyone in the household, net of liabilities. Individual net worth is typically lower than the household figure for couples.
Related UK tools
Average Net Worth by Age UK →
The full ONS median net-worth-by-age table — £15,200 under 25 up to £502,500 at 65–74.
Take-Home Pay Calculator →
Income Tax, NI and student loan — see your real monthly net pay.
Stamp Duty (SDLT) Calculator →
Work out SDLT on your next home, incl. first-time-buyer relief.
Dividend Tax Calculator →
2026-27 dividend tax across the basic, higher and additional bands.
Mortgage Calculator →
Monthly repayments, total interest, and a payment-by-rate table.
Average net worth in other countries
Compare where you'd rank across the major English-speaking economies — each with its own national survey data.
See how you compare every month.
Add your ISA, pension, property and savings once — Richify keeps your UK net-worth percentile up to date as markets move. Free on iOS and Android.
Get Richify freeData source: ONS Wealth and Assets Survey, Great Britain (April 2020–March 2022). Total household wealth, net of debts. For education only — not financial advice. © 2026 Richify.
