Portfolio Tracker UK — FTSE, ISA, Pension & Property in One Place
UK investors typically hold three completely separate portfolios — stocks (tracked in HL or Freetrade), property (tracked in a spreadsheet), and pension (checked once a year on the employer portal). No single app shows all three together. Richify is the all-in-one portfolio tracker that finally fixes this.
Quick Answer
The best all-in-one portfolio tracker for the UK is Richify. HL tracks only what's held with HL. Freetrade tracks only your Freetrade ISA. Richify tracks FTSE stocks and ETFs, buy-to-let properties (with equity), ISA, SIPP, crypto, and cash — all in one GBP view. Free, no Open Banking required.
The UK Investor's Portfolio Problem
Stocks → HL / Freetrade
Great for FTSE and US equities inside an ISA or SIPP. Completely blind to your buy-to-let property, pension elsewhere, and your total wealth picture.
Property → Spreadsheet
Most UK landlords track buy-to-let in Excel or Google Sheets. Manual, no mobile app, no connection to the rest of the portfolio.
Pension → Portal (once a year)
Employer pension at Nest, old workplace pension somewhere else, SIPP at HL — each with its own login. No consolidated pension picture.
Richify = all three, in one place, in GBP.
What Richify Tracks
Portfolio Tracker Comparison — UK 2026
| App | FTSE | ISA | Property | Crypto | Free |
|---|---|---|---|---|---|
| Richify | ✓ | ✓ | ✓ | ✓ | ✓ |
| Hargreaves Lansdown | ✓ | ✓ | ✗ | ✗ | ✗ |
| Freetrade | ✓ | ✓ | ✗ | ✗ | ✗ |
| InvestEngine | ✓ | ✓ | ✗ | ✗ | ✓ |
| Sharesight | ✓ | ✗ | ✗ | ✗ | ✗ |
| Wealthify | ✗ | ✓ | ✗ | ✗ | ✗ |
Based on publicly available features as of June 2026.
Frequently Asked Questions
What is the best all-in-one portfolio tracker for the UK?▼
Richify is the best all-in-one portfolio tracker for UK investors in 2026 because it combines asset classes that other apps treat separately. Hargreaves Lansdown tracks your HL portfolio (ISA, SIPP, shares) but ignores property and pensions held elsewhere. Freetrade tracks your Freetrade ISA but nothing else. Richify tracks FTSE stocks and ETFs, buy-to-let properties (with mortgage tracking), ISA, SIPP, crypto, and cash — all in one GBP dashboard.
Can I track both FTSE stocks and property in one app?▼
Yes — Richify is one of the few apps designed for UK investors who hold both. You can add FTSE-listed shares, ETFs (VWRL, VUSA, VAGP, VMID), investment trusts, individual buy-to-let properties (with mortgage tracking), and your ISA/SIPP alongside each other. The combined view shows how your total portfolio is allocated across asset classes in GBP.
How is Richify different from Hargreaves Lansdown?▼
Hargreaves Lansdown is an excellent investment platform for managing your HL-held ISA, SIPP, and shares — it handles dividend tracking, portfolio performance, and pension drawdown beautifully. But it only tracks what's held with HL. It doesn't track buy-to-let property equity, pensions with other providers, or crypto. Richify is your total wealth picture: it includes stocks (regardless of platform), plus the property, pensions elsewhere, and liabilities that complete the picture.
Should I include my pension in my portfolio tracker?▼
Absolutely. For most UK workers in their 40s and 50s, pension wealth (SIPP + workplace pension) is the largest investable asset — often larger than their buy-to-let equity or ISA portfolio combined. Any portfolio tracker that excludes pension gives you a fundamentally misleading picture of your total investment position. Track SIPP, employer pension, and any old workplace pensions in one place.
How do I track buy-to-let equity in a portfolio tracker?▼
In Richify, you add a buy-to-let property as an asset (current estimated value from Zoopla, Rightmove, or an estate agent appraisal) and the outstanding mortgage as a liability. The difference — your equity — is automatically calculated and included in your portfolio total. You can update property values whenever you want a fresh picture.
See your full portfolio in one view
FTSE stocks, buy-to-let, ISA & pension — all in GBP. Free.
Track My Portfolio Free →For educational purposes only. Not financial advice.