🇬🇧Opportunity Cost Calculator

Opportunity Cost Calculator

Girl Math Your Spending

How much is your daily latte really costing you? Find out in seconds— see hours worked, years of spending, and what it'd be worth invested.

30Expenses
7Categories
7%Avg Return

Daily Pret Coffee

Food & Drinks

A £4.20 Pret flat white every morning before work.

💰 £1,533/yeardaily
🍔

Weekly Deliveroo Order

Food & Drinks

A £28 Deliveroo order every week because cooking is effort.

💰 £1,456/yearweekly
🍺

Friday Pub Session

Food & Drinks

4 pints at the pub every Friday — £28 minimum.

💰 £1,456/yearweekly
🥐

Daily Greggs

Food & Drinks

A £4 sausage roll, coffee, and treat from Greggs every workday.

💰 £1,040/yeardaily
🥑

Weekend Brunch

Food & Drinks

£22 brunch every Saturday — full English and a flat white.

💰 £1,144/yearweekly
🍗

Monthly Nandos

Food & Drinks

A cheeky Nandos with sides and drinks — £25/visit, twice a month.

💰 £600/yearmonthly

Sky Sports

Subscriptions

Sky Sports at £34/month for Premier League and F1.

💰 £408/yearmonthly
🎬

Netflix UK

Subscriptions

Netflix Standard at £10.99/month.

💰 £132/yearmonthly
🎵

Spotify Premium

Subscriptions

Spotify Premium at £10.99/month.

💰 £132/yearmonthly
📦

Amazon Prime UK

Subscriptions

Amazon Prime at £8.99/month.

💰 £108/yearmonthly
🏰

Disney+ UK

Subscriptions

Disney+ at £10.99/month.

💰 £132/yearmonthly
🍎

Apple TV+

Subscriptions

Apple TV+ at £8.99/month.

💰 £108/yearmonthly
👕

Monthly Primark Haul

Shopping

A £40 Primark haul every month — £1 socks included.

💰 £480/yearmonthly
👗

Monthly ASOS Order

Shopping

£95 ASOS order every month — returns included.

💰 £1,140/yearmonthly
💊

Monthly Boots Haul

Shopping

£55 at Boots on skincare, makeup, and meal deals.

💰 £660/yearmonthly
🏷️

Weekly TK Maxx Visit

Shopping

You 'just popped in' to TK Maxx and spent £30 — every week.

💰 £1,560/yearweekly
🛒

Monthly Zara Spend

Shopping

£80/month keeping up with Zara's weekly drops.

💰 £960/yearmonthly
🚇

Weekly Oyster Top-Up

Transport

£40/week on Oyster or contactless for the commute.

💰 £2,080/yearweekly
🚕

Weekly Uber Rides

Transport

Two £15 Uber rides per week for nights out.

💰 £1,560/yearweekly

Weekly Petrol

Transport

£70/week on petrol for the commute.

💰 £3,640/yearweekly
🎤

Monthly Gig Tickets

Entertainment

One gig per month at £50 average.

💰 £600/yearmonthly
🎬

Weekly Cinema

Entertainment

Odeon tickets + snacks = £18 every week.

💰 £936/yearweekly
🪩

Friday Night Out

Entertainment

Entry + drinks + taxi = £70 every Friday.

💰 £3,640/yearweekly
🎮

Gaming Subscriptions

Entertainment

PS Plus + Game Pass at £22/month.

💰 £264/yearmonthly
💅

Monthly Nails

Self-Care

Gel manicure every 3 weeks at £35.

💰 £607/yearmonthly
✂️

Bi-Monthly Haircut

Self-Care

Haircut and colour every 6 weeks at £85.

💰 £737/yearmonthly
💪

Gym Membership

Self-Care

PureGym or David Lloyd at £40/month.

💰 £480/yearmonthly
🏠

Weekly Home Bargains

Home & Living

£25 at Home Bargains every week on bits and bobs.

💰 £1,300/yearweekly
🕯️

Monthly Yankee Candle

Home & Living

A £28 Yankee Candle or Aldi dupe every month.

💰 £336/yearmonthly
📱

Monthly Shein Home

Home & Living

£35/month on Shein homeware and TikTok trends.

💰 £420/yearmonthly

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