🇨🇦Opportunity Cost Calculator
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Your Monthly TTC Pass Is Costing You More Than You Think

TTC monthly pass at $156/month.

$156.00 / month$1,872per year

Adjust Your Scenario

$32.00/hr
Min wage ($17.20)$80.00/hr
10 years
1 year30 years
Per Day$5.13
Per Week$36.00
Per Month$156
Per Year$1,872
⏰58.5hours of your life per year7.3 full workdays
📈$25,864if invested for 10 years at 7%$7,144 in pure interest
💸$18,720total spent over 10 yearsThat's $18,720 gone forever

💅 The Girl Math

“It's only $156.00 per month” sounds harmless. But that $156.00 adds up to $1,872/year. Over 10 years, if you invested that money instead, you'd have $25,864. That's $7,144 of free money from compound interest. 🤯

🤔

That's $7.20 per workday — not bad for Toronto traffic!

💡 Try These Instead

✓Presto pay-per-ride if WFH some days
✓Bike — $0 after purchase
✓Walk if under 30 min

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