🇨🇦Opportunity Cost Calculator
🎵

Your Spotify Premium Is Costing You More Than You Think

Spotify Premium at $11.99/month.

$11.99 / month$144per year

Adjust Your Scenario

$32.00/hr
Min wage ($17.20)$80.00/hr
10 years
1 year30 years
Per Day$0.39
Per Week$2.77
Per Month$12
Per Year$144
⏰4.5hours of your life per year0.6 full workdays
📈$1,990if invested for 10 years at 7%$550 in pure interest
💸$1,440total spent over 10 yearsThat's $1,440 gone forever

💅 The Girl Math

“It's only $11.99 per month” sounds harmless. But that $11.99 adds up to $144/year. Over 10 years, if you invested that money instead, you'd have $1,990. That's $550 of free money from compound interest. 🤯

🤔

You Wrapped showed 40K minutes — mostly on shuffle!

💡 Try These Instead

✓Student plan — $5.99
✓Duo plan — $7.50 each
✓Apple Music via family plan

Ready to Track Your Spending?

Richify helps you see where every dollar goes — automatically.

Download Richify — It's Free