US Financial
Data & Statistics
Official data from the Federal Reserve, BLS, and SSA — presented with interactive comparison tools. Updated as sources publish.
US Income Percentile Calculator
The IRS's own percentile ladder for individual tax returns — see where your AGI ranks, all the way up to the top 0.001%, with each group's real average tax rate.
Source: IRS Statistics of Income, Table 4.1Average Net Worth by Age USA
Median and average (mean) net worth for every age band from the Federal Reserve Survey of Consumer Finances, with an interactive percentile finder to see where you rank.
Source: Federal Reserve SCF 2025Home Equity vs Net Worth by Age USA
Take the house out and the median household's net worth falls 67.6% — but the average falls just 30.9%. Census net worth with and without home equity, for every age band.
Source: US Census Bureau, data year 2023Top 1% Net Worth USA
The household net worth it takes to join the wealthiest 1% of Americans — the national threshold plus how the bar moves by age band.
Source: Federal Reserve SCF 2025Top 1% Net Worth by Age USA
The top-1% net worth threshold broken out by age band from SCF microdata — what it takes to reach the top 1% at 35 versus at 65.
Source: Federal Reserve SCF microdataUS Net Worth Percentiles
The full household wealth ladder — median to top 1% — plus a straight lookup of what percentile $500K, $1M, $5M, $10M or $20M puts you in, and how the answer shifts by age.
Source: Federal Reserve SCF 2025Top 10% Net Worth USA
The net worth threshold for America's wealthiest 10%, with age-band context so you can compare against your own cohort rather than the whole country.
Source: Federal Reserve SCF 2025Average Savings by Age
Median, average and percentile savings by age from the Fed's 2025 Survey of Consumer Finances: checking, savings and money market balances, plus CDs.
Source: Federal Reserve SCF 2025How Much Do I Need to Retire?
Savings needed at 67 by yearly spending after 2027 Social Security, at the 4% and 3.5% rules, plus the on-track balance at 45, 50, 55 and 60.
Source: SSA 2027 · Fed SCF 2025Average Retirement Savings by Age
Every retirement account, every family: median, average and percentiles by age, 5-year bands from 40 to 64, and how many families have $1 million.
Source: Fed SCF 2025Average 401(k) Balance by Age
What people actually hold in a 401(k) at every age — median alongside average, because the average runs nearly four times the median and most articles quote only the average.
Source: Vanguard How America Saves 2026Average Salary by Age USA
Median earnings by age band across the career arc — early career, peak earning years, and pre-retirement — from Bureau of Labor Statistics data.
Source: BLS / CensusAverage Inheritance by Age USA
How much Americans actually inherit, how few households ever receive one, the typical age it arrives, and the 2026 federal and state tax rules — with an amount-in-context tool.
Source: Federal Reserve SCFFederal Tax Brackets 2027
Official 2027 brackets for every filing status beside 2026, the 2027 standard deduction with the 65+ add-on and senior deduction, the 0% capital gains line, and how much a retiree can draw at 10% or 12%.
Source: IRS Rev. Proc. 2026-352027 Social Security COLA: 3.6%
The official 2027 cost-of-living adjustment (3.6%, announced 14 October 2026), the July–September CPI-W readings behind it, and a tool to apply it to your own benefit.
Source: SSA / BLS CPI-W