🇬🇧Opportunity Cost Calculator
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Your Weekly Oyster Top-Up Is Costing You More Than You Think

£40/week on Oyster or contactless for the commute.

£40.00 / week£2,080per year

Adjust Your Scenario

£17.00/hr
Min wage (£11.44)£50.00/hr
10 years
1 year30 years
Per Day£5.70
Per Week£40.00
Per Month£173
Per Year£2,080
⏰122.4hours of your life per year15.3 full workdays
📈£28,738if invested for 10 years at 7%£7,938 in pure interest
💸£20,800total spent over 10 yearsThat's £20,800 gone forever

💅 The Girl Math

“It's only £40.00 per week” sounds harmless. But that £40.00 adds up to £2,080/year. Over 10 years, if you invested that money instead, you'd have £28,738. That's £7,938 of free money from compound interest. 🤯

🤔

That's 520 tube journeys — roughly 2,600 minutes underground!

💡 Try These Instead

✓Travelcard — weekly cap saves
✓Cycle to Work scheme — £0 commute
✓Walk if under 20 min

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