đŸ‡ē🇸Opportunity Cost Calculator

Girl Math Your Spending

How much is your daily latte really costing you? Find out in seconds — see hours worked, years of spending, and what it'd be worth invested.

31Expenses
7Categories
8%Avg Return
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Daily Starbucks

Food & Drinks

A $7 vanilla oat milk latte from Starbucks, every single day.

💰 $2,555/yeardaily
🍔

Weekly DoorDash Order

Food & Drinks

A $40 DoorDash order every week with fees and tip.

💰 $2,080/yearweekly
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Daily Chipotle Bowl

Food & Drinks

A $15 Chipotle burrito bowl every workday — guac included.

💰 $3,900/yeardaily
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Weekend Brunch

Food & Drinks

$32 brunch every Saturday — eggs benedict and a mimosa.

💰 $1,664/yearweekly
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Daily Energy Drink

Food & Drinks

A $4 Red Bull or Monster every day to stay alive.

💰 $1,460/yeardaily
🛒

Weekly Trader Joe's Haul

Food & Drinks

You went in for bananas and left with $65 of snacks and frozen meals.

💰 $3,380/yearweekly
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Netflix Premium

Subscriptions

Netflix Premium at $22.99/month for 4K streaming.

💰 $276/yearmonthly
đŸ“ē

Hulu + Disney+ Bundle

Subscriptions

The Disney bundle at $20/month for Hulu, Disney+, and ESPN+.

💰 $240/yearmonthly
đŸŽĩ

Spotify Premium

Subscriptions

Spotify Premium at $11.99/month for ad-free listening.

💰 $144/yearmonthly
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Amazon Prime

Subscriptions

Amazon Prime at $14.99/month — shipping, video, music, everything.

💰 $180/yearmonthly
â–ļī¸

YouTube Premium

Subscriptions

YouTube Premium at $13.99/month to skip ads.

💰 $168/yearmonthly
🎭

HBO Max

Subscriptions

HBO Max at $16.99/month for prestige TV.

💰 $204/yearmonthly
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Monthly Target Run

Shopping

You went to Target for toothpaste and spent $80.

💰 $960/yearmonthly
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Monthly Amazon Haul

Shopping

Random Amazon purchases adding up to $100/month.

💰 $1,200/yearmonthly
💄

Monthly Sephora

Shopping

$90/month at Sephora chasing Rouge status.

💰 $1,080/yearmonthly
👗

Weekly Shein Order

Shopping

A $35 Shein haul every week of micro-trend clothes.

💰 $1,820/yearweekly
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Monthly Ulta Haul

Shopping

$75/month at Ulta on skincare and makeup.

💰 $900/yearmonthly
🚕

Weekly Uber Rides

Transport

Two $20 Uber rides per week because parking is impossible.

💰 $2,080/yearweekly
â›Ŋ

Weekly Gas Fill-Up

Transport

Filling up the tank for $60 every week.

💰 $3,120/yearweekly
🚗

Monthly Car Payment

Transport

A $500/month car payment on that 72-month loan.

💰 $6,000/yearmonthly
🎤

Monthly Concert Tickets

Entertainment

One concert per month at $95 with Ticketmaster fees.

💰 $1,140/yearmonthly
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Weekly Movie Night

Entertainment

AMC tickets + popcorn + soda = $35 every week.

💰 $1,820/yearweekly
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Friday Night Out

Entertainment

Cover charge + 4 drinks + Uber home = $100 every Friday.

💰 $5,200/yearweekly
🎮

Gaming Subscriptions

Entertainment

Xbox Game Pass + PS Plus at $30/month combined.

💰 $360/yearmonthly
💅

Bi-Weekly Nails

Self-Care

Gel manicure every 2 weeks at $55.

💰 $1,430/yearmonthly
âœ‚ī¸

Monthly Hair Salon

Self-Care

Haircut, blowout, or color every month at $95.

💰 $1,140/yearmonthly
đŸ’Ē

Gym Membership

Self-Care

Equinox, SoulCycle, or boutique gym at $180/month.

💰 $2,160/yearmonthly
✨

Monthly Facial

Self-Care

A $120 facial or skin treatment every month.

💰 $1,440/yearmonthly
🏠

Weekly Target Home

Home & Living

Can't leave Target without $35 in candles and throw pillows.

💰 $1,820/yearweekly
đŸ•¯ī¸

Monthly Bath & Body Works

Home & Living

$50/month on candles and hand soaps during every sale.

💰 $600/yearmonthly
📱

Monthly TikTok Purchases

Home & Living

$70/month on stuff TikTok made you buy.

💰 $840/yearmonthly

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