Free Australian Financial
Calculators & Tools

12 free tools built specifically for Australians — covering super, retirement, FIRE, HECS, property, and net worth. No signup. No ads. Updated for 2025–26.

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Superannuation Calculator

Project your super balance to retirement and compare to the ASFA $595,000 comfortable standard.

90K–135K/mo AU searches

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Retirement Income Calculator

How much do you need to retire? City-by-city cost data for Sydney, Melbourne, Brisbane, and more.

30K–45K/mo AU searches

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FIRE Calculator

Australia-specific FIRE number using the two-phase super model and 3.5% safe withdrawal rate.

4K–7K/mo AU searches

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HECS/HELP Calculator

See your HECS payoff date, year-by-year repayments, and how much you save before June 1 indexation.

12K–18K/mo AU searches

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Stamp Duty Calculator

Calculate stamp duty for all Australian states. Includes first home buyer exemptions and concessions.

20K–35K/mo AU searches

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Negative Gearing Calculator

Calculate your investment property's true cash flow, tax benefit, and 10-year return including CGT.

8K–14K/mo AU searches

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Net Worth Calculator

Calculate your complete net worth across super, shares, property, and debts. Compare to ABS averages.

8K–13K/mo AU searches

Drawdown Calculator

How long will your super last? Model drawdowns with APRA minimum rates and Age Pension income.

2K–4K/mo AU searches

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Super Snapshot

Quick visual check: is your super balance on track for your age?

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Home Deposit Race

How long until you save a 20% deposit for a home in your target city?

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Suburb Swap

Compare cost of living between Australian suburbs side by side.

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Gig Tax Calculator

Estimate your tax obligations as a freelancer or gig worker in Australia.