Free Australian Financial
Calculators & Tools
12 free tools built specifically for Australians — covering super, retirement, FIRE, HECS, property, and net worth. No signup. No ads. Updated for 2025–26.
Superannuation Calculator
Project your super balance to retirement and compare to the ASFA $595,000 comfortable standard.
90K–135K/mo AU searches
Retirement Income Calculator
How much do you need to retire? City-by-city cost data for Sydney, Melbourne, Brisbane, and more.
30K–45K/mo AU searches
FIRE Calculator
Australia-specific FIRE number using the two-phase super model and 3.5% safe withdrawal rate.
4K–7K/mo AU searches
HECS/HELP Calculator
See your HECS payoff date, year-by-year repayments, and how much you save before June 1 indexation.
12K–18K/mo AU searches
Stamp Duty Calculator
Calculate stamp duty for all Australian states. Includes first home buyer exemptions and concessions.
20K–35K/mo AU searches
Negative Gearing Calculator
Calculate your investment property's true cash flow, tax benefit, and 10-year return including CGT.
8K–14K/mo AU searches
Net Worth Calculator
Calculate your complete net worth across super, shares, property, and debts. Compare to ABS averages.
8K–13K/mo AU searches
Drawdown Calculator
How long will your super last? Model drawdowns with APRA minimum rates and Age Pension income.
2K–4K/mo AU searches
Super Snapshot
Quick visual check: is your super balance on track for your age?
Home Deposit Race
How long until you save a 20% deposit for a home in your target city?
Suburb Swap
Compare cost of living between Australian suburbs side by side.
Gig Tax Calculator
Estimate your tax obligations as a freelancer or gig worker in Australia.