The average Australian super balance at age 40 is $130,800 for men and $91,600 for women. See the full breakdown and where you stand.
| Age | Men (Avg) | Women (Avg) | Median (All) |
|---|---|---|---|
| 20-24 | $11,400 | $8,900 | $5,800 |
| 25-29 | $33,200 | $26,100 | $22,000 |
| 30-34 | $52,800 | $40,200 | $35,000 |
| 35-39 | $87,500 | $63,400 | $55,000 |
| 40-44 | $130,800 | $91,600 | $78,000 |
| 45-49 | $178,600 | $122,400 | $105,000 |
| 50-54 | $237,800 | $162,100 | $140,000 |
| 55-59 | $321,400 | $218,700 | $185,000 |
| 60-64 | $394,200 | $288,400 | $230,000 |
| 65+ | $453,800 | $346,200 | $275,000 |
Sources: ATO Taxation Statistics 2024-25, APRA Annual Superannuation Statistics. Figures are approximate averages.
Your percentile (age 35-39)
46th percentile
Your balance is below average. Salary sacrifice and consolidating lost super could help close the gap.
Felix will show you what you need to do to reach the top 25% before retirement. Track your super, set a target, and see your progress every day.
Track Your Super in Felix — FreeThe average super balance at age 30 is approximately $52,800 for men and $40,200 for women (ATO 2024-25 data). However, the median (50th percentile) is significantly lower — around $35,000 — because high earners skew the average upward.
The average super balance at 40 is $130,800 for men and $91,600 for women. To be on track for the ASFA comfortable retirement standard ($595,000 at 67), you should ideally have around $120,000-$150,000 by age 40.
The super gender gap exists because of career breaks (maternity leave), part-time work patterns, and the historical lack of super payments on parental leave. Women retire with an average of 23% less super than men. The government co-contribution and spouse contribution splitting are partial remedies.
Use our percentile calculator below to find out exactly where you stand. Remember: (1) the median is more useful than the mean because high-balance outliers push the average up, and (2) 'average' doesn't mean 'enough' — check against ASFA's comfortable retirement standard ($595,000).