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See your whole net worth — super, property and overseas assets included.
Free to download. For educational purposes only — not financial advice.
Your personal AI for understanding and tracking your personal finance.
WealthStacker is an Australian property-first portfolio tracker that puts properties, shares and crypto in one dashboard, with free automated property revaluations each quarter, suburb growth and vacancy metrics, refinance modelling and a borrowing capacity calculator. It connects to 30+ brokerages and exchanges with read-only access and is free to use.
| Feature | Richify | WealthStacker |
|---|---|---|
| Net Worth Across All Assets (AUD) | All assets & liabilities | Property, shares & crypto |
| Superannuation | Native super tracking | ✗ |
| Automated Property Revaluation | Manual value, update anytime | Free automated revaluation quarterly |
| Brokerage & Exchange Sync | ✗ | 30+ read-only integrations |
| Suburb Research (growth, yield, vacancy) | ✗ | Built-in suburb metrics |
| Borrowing Capacity & Refinance Modelling | Rate-rise what-ifs | Borrowing power + refinance scenarios |
| Foreign & Cross-Border Assets | 7+ countries in one net worth | Australia-focused |
| AI Explanations | Built-in AI (Felix), live | Announced, marked coming soon |
| What-If Scenarios | Salary sacrifice, rate rises, HECS | Property refinance scenarios |
| Privacy (use without linking accounts) | Manual entry, nothing linked | Read-only encrypted connections |
| Availability | Generally available | Invite-only beta, weekly rollouts |
| Pricing | Free trial, then paid plans | Free, no card required |
The Verdict
WealthStacker is the better tool if you are an Australian property investor who wants automated quarterly valuations, suburb data and borrowing-power modelling in one free dashboard, and you are happy to connect accounts and wait for a beta invite. Richify is the better tool if you want your whole position — superannuation, overseas assets, cash and debt alongside property and shares — in a single net worth figure you can use today, without linking anything. Many Australians will find the honest answer is that the two overlap less than the category name suggests: one tracks a property portfolio, the other tracks your net worth.
Last reviewed: · Reviewed by the Richify team
Track your net worth, run calculators, and get built-in AI insights — all in one app. Start with a free trial.
Try Richify — Free TrialThey solve different halves of the same problem. WealthStacker is property-first: it automatically revalues your properties each quarter, carries suburb growth and vacancy metrics, and models borrowing power and refinancing.
Richify is net-worth-first: it counts superannuation, foreign assets, cash and debt alongside property and shares, and explains the result in plain English. If property investing is the whole picture for you, WealthStacker is built for that.
If super or overseas assets are a meaningful part of your wealth, they sit outside what WealthStacker tracks.
Not as of 13 September 2026. WealthStacker's own site lists its tracked asset types as property, shares and cryptocurrency.
For most Australians super is the second-largest asset after the family home — ATO data puts the median balance at around $161,000 by age 50-54 — so leaving it out changes the net worth number materially. Richify treats super as a first-class asset alongside property and shares.
Yes. As of 13 September 2026 WealthStacker states that its dashboard, planners, quarterly valuations and AI assistant are free with no card required.
It is also in beta and rolling out by weekly invite, so access is not immediate. Richify runs a free trial and then paid plans, and is generally available today.
If price is the deciding factor, WealthStacker is free and that is a genuine advantage.
WealthStacker, on the property features themselves. Automated quarterly revaluations, suburb-level growth and vacancy data, per-property equity and cashflow, and a borrowing capacity calculator are all things Richify does not do automatically.
Richify's strength for property owners is different: it places home equity inside your total net worth next to super, shares and debt, which is the view that answers whether you are actually on track rather than how one property is performing.
No. Richify is manual-entry and privacy-first — nothing is linked and no read-only credentials are shared. WealthStacker takes the opposite approach with 30+ read-only brokerage and exchange integrations, which is more convenient and does more of the work for you.
Which you prefer is a genuine trade-off between automation and not connecting accounts at all.
No. Richify is educational and is not licensed to give personal financial advice in Australia. Nothing on this page is a recommendation to buy, sell or hold any asset, or to choose one product over another for your circumstances.
Feature comparisons were verified against each product's own site on 13 September 2026 and can change without notice — check both before deciding.
Comparison is educational only. Features and pricing may change. We strive for accuracy but recommend verifying directly with each service.
