πŸ‡¦πŸ‡ΊOpportunity Cost Calculator
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Your Spotify Premium Is Costing You More Than You Think

Spotify Premium at $12.99/month for ad-free music and podcasts.

$12.99 / month$156per year

Adjust Your Scenario

$40.00/hr
Min wage ($24.10)$80.00/hr
10 years
1 year30 years
Per Day$0.43
Per Week$3.00
Per Month$13
Per Year$156
⏰3.9hours of your life per year0.5 full workdays
πŸ“ˆ$2,260if invested for 10 years at 8%$700 in pure interest
πŸ’Έ$1,560total spent over 10 yearsThat's $1,560 gone forever

πŸ’… The Girl Math

β€œIt's only $12.99 per month” sounds harmless. But that $12.99 adds up to $156/year. Over 10 years, if you invested that money instead, you'd have $2,260. That's $700 of free money from compound interest. 🀯

πŸ€”

You listen to the same 50 songs on repeat β€” be honest!

πŸ’‘ Try These Instead

βœ“Student plan β€” $6.99/month
βœ“Duo plan with partner β€” $8.49 each
βœ“YouTube Music is free with ads

Ready to Track Your Spending?

Richify helps you see where every dollar goes β€” automatically.

Download Richify β€” It's Free