Sharesight reports the franking credits on your dividends; to see what those credits are worth to you, including whether they mean a refund or extra tax at your own rates, try the franking credits calculator.
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| Feature | Richify | Sharesight |
|---|---|---|
| Net Worth Tracking (AUD) | All assets & liabilities | Investment portfolio focus |
| Shares & ETF Performance | Holdings & allocation | Deep performance analytics |
| Dividend Tracking | Income overview | Best-in-class dividend tracking |
| CGT & Tax Reports | Portfolio summary | Detailed CGT & tax reports |
| Superannuation | Native super tracking | Limited / manual |
| Property & Mortgage in Net Worth | Built-in, manual | ✗ |
| AI Explanations & Coaching | Built-in AI (Felix) | ✗ |
| What-If Scenario Planning | Salary sacrifice, rate rises, HECS | ✗ |
| Broker / Trade Import | ✗ | Auto trade import from brokers |
| Privacy-First (no linking) | Manual entry, no linking | Connects to brokers/email |
| Multi-Country Support | 7+ countries | Global (shares-focused) |
| Pricing | 7-day free trial | Free for small portfolios + paid tiers |
The Verdict
Sharesight is the better tool if your focus is shares and ETFs and you want detailed dividend and CGT tax reporting with automated trade import. Richify is the better fit if you want your whole Australian net worth — super, property, shares and cash — in one AUD view, with built-in AI explanations and what-if planning around super, rates and HECS. Many Australians use Sharesight for shares and Richify for total wealth; if you can only pick one and want the full picture, choose Richify. Richify offers a 7-day free trial.
Last reviewed: · Reviewed by the Richify team
Track your net worth, run calculators, and get built-in AI insights — all in one app. Start with a free trial.
Start your 7-day free trialIt depends what you want to track. Sharesight is best-in-class for shares and ETFs — performance, dividends and CGT tax reporting.
Richify is built for your whole net worth: shares plus superannuation, property, cash and crypto in one AUD view, with AI explanations and what-if planning. If you only track listed securities and care about tax reports, Sharesight wins; if you want total wealth and planning, Richify wins.
Not as a core feature. Sharesight is shares-first — designed around listed securities, dividends and capital-gains tax.
Super and property can only be added in limited or manual ways. Richify treats super and property as first-class parts of your net worth.
Yes. Sharesight's CGT and dividend tax reports for listed investments are a genuine strength and a common reason Australians use it at tax time.
Richify focuses on holistic net worth and planning rather than detailed CGT tax statements.
No. Richify is privacy-first and manual-entry — nothing is linked automatically. Sharesight can import trades from brokers or contract-note emails, which is more automated but requires connecting those sources.
Yes. Richify's Australia what-if scenarios let you model salary sacrifice into super, interest-rate rises, income changes, HECS/HELP and property moves — something Sharesight does not do.
No. Richify is educational and not licensed to give personal financial advice. It explains, models and organizes your finances; for personal advice, see a licensed Australian adviser.
Comparison is educational only. Features and pricing may change. We strive for accuracy but recommend verifying directly with each service.
