Navexa is an Australian portfolio tracker for shares and crypto, offering multi-exchange auto-sync, detailed performance analytics, dividend tracking and Australian capital-gains tax reporting.
| Feature | Richify | Navexa |
|---|---|---|
| Net Worth Tracking (AUD) | All assets & liabilities | Investment portfolio focus |
| Shares & ETF Performance | Holdings & allocation | Detailed performance analytics |
| Dividend Tracking | Income overview | Strong dividend tracking |
| CGT & Tax Reports | Portfolio summary | Australian CGT tax reports |
| Superannuation | Native super tracking | Limited / manual |
| Property & Mortgage in Net Worth | Built-in, manual | ✗ |
| AI Explanations & Coaching | Built-in AI (Felix) | ✗ |
| What-If Scenario Planning | Salary sacrifice, rate rises, HECS | ✗ |
| Auto-Sync / Exchange Import | ✗ | Multi-exchange auto-sync |
| Privacy-First (no linking) | Manual entry, no linking | Connects to exchanges/brokers |
| Multi-Country Support | 7+ countries | Australia-focused |
| Pricing | Free trial, then paid plans | Free tier + paid plans |
The Verdict
Navexa is the better tool if you focus on shares and crypto and want auto-sync, performance analytics and Australian CGT tax reporting. Richify is the better fit if you want your whole Australian net worth — super, property, shares and cash — in one AUD view, with built-in AI explanations and what-if planning around super, rates and HECS. Use Navexa for investment analytics, Richify for total wealth and planning. Richify offers a free trial before paid plans.
Last reviewed: · Reviewed by the Richify team
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Try Richify — Free TrialIt depends on what you want. Navexa is a strong Australian portfolio tracker for shares and crypto, with auto-sync, performance analytics and CGT tax reporting. Richify is built for your whole net worth — super, property, shares and cash in one AUD view — with AI explanations and what-if planning. For listed-investment analytics and tax, Navexa is excellent; for total wealth and planning, Richify is the better fit.
Not as a core feature. Navexa focuses on investment portfolios (shares, ETFs, crypto) with performance and CGT reporting. Super and property are limited or manual. Richify treats super and property as first-class parts of your net worth.
Yes — Navexa supports multi-exchange auto-sync and trade import, which is a convenience advantage. Richify is manual-entry and privacy-first, so nothing is linked automatically.
Yes. Richify's Australia what-if scenarios model salary sacrifice into super, interest-rate rises, income changes, HECS/HELP and property moves — which Navexa does not do.
Navexa, for listed investments — its Australian CGT and dividend reporting is a genuine strength. Richify focuses on holistic net worth and planning rather than detailed CGT statements.
No. Richify is educational and not licensed to give personal financial advice. It explains and models your finances; for personal advice, see a licensed Australian adviser.
Comparison is educational only. Features and pricing may change. We strive for accuracy but recommend verifying directly with each service.