Sam · What-If StrategistWhat if my net worth grew 10% a year?
What would steady growth do to your net worth over time? See where compounding alone could take you.
Free to start · iOS & Android
Compounding is the whole story
A steady annual growth rate applied to your net worth compounds into something far larger than the rate suggests — that's the eighth wonder of finance. This projects today's net worth forward so you can see the future position you're building toward.
Questions people ask
Is 10% net worth growth a year realistic?
It's ambitious but not impossible over the long run if you combine investment returns with ongoing saving. Markets are uneven, so treat any single rate as an illustration, not a promise.
What drives net worth growth?
Two things: returns on what you already own, and new money you add by saving. Early on, contributions dominate; later, compounding growth does most of the work.
Does this include money I add each year?
This version projects growth on your current net worth only. To layer in ongoing saving, try the savings-rate or extra-contribution calculators, or connect your numbers in the app.
Related what-ifs
See it on your real money
Track your net worth, then ask Sam any “what if.” Free to start, on iOS and Android.
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