Quick answer
Sharesight or Richify: which should a US investor use?
Sharesight is a stock and ETF portfolio tracker with automatic dividends and tax reports, free for 10 holdings and from $7 a month billed annually. Richify is a whole-net-worth tracker with built-in AI: your 401(k), IRA, home and debts in one number, compared with Americans your age. It is free to download with limited use, and a 7-day free trial unlocks the full app. Pick Sharesight for trading records; pick Richify to see whether you are on track to retire.
Sharesight plans, prices and features read on sharesight.com on 8 November 2026; they change, so confirm current terms on each provider's site. Educational comparison only — not financial advice.
Richify vs Sharesight
Sharesight is a portfolio tracker for stocks, ETFs and funds, used by more than 200,000 investors. It connects to hundreds of brokers, records dividends and corporate actions automatically, imports trades from confirmation emails and produces performance and tax reports. It has a free plan for 1 portfolio and 10 holdings; paid plans cost $7, $18 or $23.25 a month billed annually.
Feature Comparison
Net Worth Tracking (USD)
401(k), IRA, Roth & HSA
Stocks, ETFs & Funds Performance
Dividend Tracking
Tax Reporting
Broker Connections
Home & Mortgage in Net Worth
AI Explanations
Compare to Americans Your Age
Free Plan
Paid Pricing
| Feature | Richify | Sharesight |
|---|---|---|
| Net Worth Tracking (USD) | All assets & liabilities | Investment portfolio focus |
| 401(k), IRA, Roth & HSA | Tracked in one net worth | Holdings per portfolio; no US account types listed |
| Stocks, ETFs & Funds Performance | Holdings & allocation | Deep performance reports, 700k+ securities |
| Dividend Tracking | Income overview | Automatic dividends & adjustments |
| Tax Reporting | ✗ | Taxable Income and Sold Securities reports |
| Broker Connections | Manual entry, no linking | Hundreds of brokers incl. Schwab, Robinhood, IBKR; email trade import |
| Home & Mortgage in Net Worth | Built-in | Unlisted investments can be recorded |
| AI Explanations | Built-in AI (Felix) | ✗ |
| Compare to Americans Your Age | Federal Reserve SCF percentiles | ✗ |
| Free Plan | Free download with limited use | Free: 1 portfolio, 10 holdings |
| Paid Pricing | 7-day free trial unlocks the full app | $7 / $18 / $23.25 a month billed annually |
✅ Why Choose Richify
- •Whole net worth: 401(k), IRA, Roth, HSA, home, mortgage, cash and debts
- •AI (Felix) that explains your numbers — never tells you what to buy or sell
- •Compare your net worth to Americans your age (Federal Reserve SCF)
- •Privacy-first: manual entry, no account linking required
- •Free US retirement, RMD, Social Security and FIRE calculators
⚡ Sharesight's Strengths
- •Connections to hundreds of brokers, plus email trade import
- •Automatic dividends and corporate-action adjustments
- •Taxable Income and Sold Securities reports for a taxable account
- •A permanent free plan (1 portfolio, 10 holdings)
- •Multi-currency valuation for global holdings
The Verdict
Sharesight is the better choice if your focus is a stock and ETF portfolio and the paperwork around it: broker connections, automatic dividends, performance reports and the taxable-income and sold-securities records you need for a taxable brokerage account, with a free plan for a small portfolio. Richify is the better fit if you want your whole balance sheet in one place, with your 401(k), IRA and home equity next to your debts, an AI that explains it, and a benchmark against Americans your age, without linking any account. Richify is free to download with limited use, and a 7-day free trial unlocks the full app.
Last reviewed: · Reviewed by the Richify team
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Start your 7-day free trial❓ Frequently Asked Questions
Is Richify a good Sharesight alternative in the US?
It depends what you want to track. Sharesight is built for a stock and ETF portfolio: performance, dividends and the reports you need at tax time, with connections to brokers such as Charles Schwab, Robinhood and Interactive Brokers.
Richify is built for your whole net worth: your 401(k), IRA, Roth and HSA next to your home, mortgage, cash and debts, with an AI that explains your numbers and a benchmark against Americans your age. If you mainly trade and want reporting, Sharesight fits; if you want to know whether you are on track for retirement, Richify does.
How much does Sharesight cost in the US?
As listed on its US pricing page on 8 November 2026, in US dollars: Free (1 portfolio, 10 holdings including closed ones), Starter at $7 a month billed annually or $9.33 monthly (30 holdings), Standard at $18 a month billed annually or $24 monthly (4 portfolios, unlimited holdings) and Premium at $23.25 a month billed annually or $31 monthly (10 portfolios, priority support). Taxes may apply.
Check sharesight.com for current prices.
Does Sharesight track 401(k)s, IRAs and property?
You can track the investments held inside a brokerage IRA by giving it its own portfolio, and Sharesight lets you record unlisted investments. Its pricing page does not list US account types such as 401(k), IRA or HSA, and a workplace 401(k) in plan-specific funds is not what it is designed around.
Richify treats your 401(k), IRA, HSA and home equity as parts of one net worth.
Does Sharesight have better tax reporting?
Yes, for listed investments. Sharesight lists Taxable Income and Sold Securities reports, which help with dividend and capital gains records in a taxable brokerage account.
Richify does not produce tax statements; it focuses on your whole net worth and retirement planning.
Do I have to connect a broker to use Richify?
No. Richify is manual-entry and never asks for bank or broker logins. Sharesight connects to many brokers and can import trades from confirmation emails, which is more automated but means sharing that data with it.
Is Richify free?
Richify is free to download with limited use, and a 7-day free trial unlocks the full app. Sharesight has a permanent free plan for 1 portfolio and 10 holdings.
Comparison is educational only. Features and pricing may change. We strive for accuracy but recommend verifying directly with each service.
Comparing dividend trackers? Richify vs Snowball Analytics covers the other dividend-first app. For complex wealth such as private funds and trusts, see Richify vs Kubera. To see where your own number stands, the net worth calculator ranks it against Americans your age, and the US portfolio tracker guide compares more apps that hold a 401(k) and IRA.
