How Wealthy Are You
Compared With Your Age Group?
Pick your age band and a rough net worth bracket for your exact percentile, benchmarked against Federal Reserve data — plus two quick questions on what net worth actually means.
Quick answer
The median US household net worth is $192,900, per the Federal Reserve's 2022 Survey of Consumer Finances — but the right comparison is against your own age group, since net worth naturally grows over a working lifetime. Medians range from $30,200 at ages 25–29 to $409,900 at ages 65–74.
The gap between the median ($192,900) and the mean ($1,063,700) is large because wealth is heavily concentrated at the top — the mean gets pulled up by a relatively small number of very high-net-worth households, which is why median is the more representative figure for most people.
Source: Federal Reserve — Survey of Consumer Finances 2022. Last updated 24 August 2026.
Find your percentile
Two brackets — no exact figures needed.
1. Your age band
2. Your total net worth bracket
Two quick questions
What actually counts toward the number you just estimated?
3
Does your net worth calculation include the equity in your home?
4
Is a high income the same thing as a high net worth?
Complete both brackets and both questions — 0 of 4 done. Nothing is sent anywhere.
Frequently asked questions
How is my net worth percentile calculated?+
From Richify's shared US net-worth-by-age dataset, anchored to the Federal Reserve's Survey of Consumer Finances (SCF) 2022. The Fed publishes median and mean net worth by age band; the percentile breakpoints between them are Richify-modelled estimates, using the same method as /us/tools/net-worth-percentile-calculator so the two surfaces agree.
What counts toward net worth?+
Everything you own (cash, investments, retirement accounts, home equity, vehicles) minus everything you owe (mortgage, loans, credit card balances). It's a snapshot of what you've kept, not what you've earned.
What is the median US household net worth?+
According to the Federal Reserve's 2022 Survey of Consumer Finances, the median US household net worth was $192,900, and the mean was $1,063,700 — the large gap between median and mean reflects wealth concentration at the very top.
Does this quiz store or share my answers?+
No. Every answer and the result are computed in your browser and never sent anywhere.
Want an exact percentile, not a bracket?
What's my exact net worth percentile?
Net Worth Percentile Calculator →
See the full net worth by age table
Net Worth by Age →
What's my net worth, exactly?
Net Worth Calculator →
How financially healthy am I overall?
Financial Health Quiz →
Educational only, not financial advice. Percentile breakpoints between Fed-published medians are Richify-modelled estimates. Richify holds no AFSL and is not a registered investment adviser.
