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Try Richify — your ISA, SIPP, home and mortgage in one GBP net worth.
Free to download. For educational purposes only — not financial advice.
Your personal AI for understanding and tracking your personal finance.
Pick one, then actually track itTrack it properly
Free in the Richify app
Snowball Analytics is a portfolio and dividend tracker from Snowball Analytics SAS (Lyon, France). It follows stocks, ETFs and funds across 30+ currencies and 70+ exchanges, tracks dividend income on a calendar with custom withholding tax, and adds backtests and rebalancing. It has a free plan for 1 portfolio and 10 holdings, and paid plans from US$79.99 a year, all priced in US dollars (7 October 2026).
| Feature | Richify | Snowball Analytics |
|---|---|---|
| Net Worth Tracking (GBP) | All assets & liabilities | Portfolio + custom assets, 30+ currencies |
| ISA, SIPP & Workplace Pension | Tracked in one net worth | Holdings tracked; no UK account types listed |
| Dividend Tracking & Calendar | ✗ | Automatic, with calendar and yield on cost |
| Stocks, ETFs & Funds | Tracked in net worth | Thousands of assets, 70+ exchanges |
| Withholding Tax on Foreign Dividends | ✗ | Custom withholding tax, all plans |
| Backtests & Rebalancing | ✗ | Backtests; rebalance tool |
| Account Linking | No — manual entry | Broker linking on paid plans; report import on all |
| Home & Mortgage in Net Worth | Built-in, manual | Custom assets: 1 free, 5 Starter, unlimited Investor+ |
| AI Explanations & Coaching | Built-in AI (Felix) | "Why is it moving" on Investor+ |
| Compare to UK Households Your Age | ONS Wealth and Assets Survey percentiles | ✗ |
| Free Plan | Free trial, then paid plans | Free: 1 portfolio, 10 holdings |
| Paid Pricing | Paid plans after trial | US$79.99 / $149.99 / $249.99 a year |
The Verdict
Snowball Analytics is the better choice if your focus is a share and fund portfolio and the dividend income it pays: its calendar, yield-on-cost tracking, withholding-tax settings and backtests go deeper than a net worth app, and its free plan covers a small portfolio. Remember that its paid plans are billed in US dollars. Richify is the better fit if you want your whole UK balance sheet in one GBP view, with your ISA, SIPP and pension next to your home and mortgage, an AI that explains it and a comparison against UK households your age, without linking any account. Many UK investors could use both. Richify offers a free trial before paid plans.
Last reviewed: · Reviewed by the Richify team
Track your net worth, run calculators, and get built-in AI insights — all in one app. Start with a free trial.
Try Richify — Free TrialYes. Snowball Analytics is a web and mobile app run by Snowball Analytics SAS in Lyon, France.
It tracks stocks, ETFs and funds across 30+ currencies and 70+ exchanges, so a UK portfolio of FTSE shares, funds and US stocks can be tracked in it. Its pricing page states that all prices are in US dollars, so a UK subscriber pays in USD and the card's foreign-exchange charge applies.
As listed on its pricing page on 7 October 2026, in US dollars: Free at $0 (1 portfolio, 10 holdings), Starter at US$79.99 a year, Investor at US$149.99 a year (10 portfolios) and Expert at US$249.99 a year (unlimited portfolios). Monthly billing costs more ($7.99, $14.99 and $24.99 a month).
Paid plans have a 14-day free trial with no credit card.
You can hold the investments inside a Stocks and Shares ISA or a SIPP in a Snowball portfolio, and use one portfolio per account (the free plan allows one portfolio, Investor ten). Its pricing page does not list UK account types or ISA allowance tracking.
If you want your ISA, SIPP and workplace pension sitting alongside your home, mortgage, cash and debts in one GBP net worth, that is what Richify is built for.
Snowball is built around an investment portfolio and the dividends it pays, with a dividend calendar, yield on cost, withholding-tax settings and backtests. Richify is built around your whole net worth in pounds: ISA, SIPP and pension balances, your home and mortgage, cash and debts, with an AI that explains your numbers and a comparison against UK households your age from the ONS Wealth and Assets Survey.
Not with either. Richify is manual-entry and never asks for bank or broker logins.
Snowball lets you add holdings manually or import brokers' reports on every plan, and link a brokerage on paid plans; it states that it does not store broker account credentials.
No. Richify is educational and does not provide personalised investment advice. Snowball Analytics also states it is not a registered investment advisor or broker-dealer.
Comparison is educational only. Features and pricing may change. We strive for accuracy but recommend verifying directly with each service.
