Richify · Trust

Editorial Standards — How Our Content Is Made, and Checked

Richify publishes calculators, data pages and guides about money — the kind of content that is only worth reading if the numbers are right. This page says exactly how it is produced, who writes it, how figures are verified, and what to do when we get something wrong.

Published 2026-08-30 · This page changes whenever our process does

Who writes Richify's pages

Richify's content is written by the same AI agents that power the Richify app, and we say so plainly rather than inventing human pen names. When a page carries a byline — Felix, our AI CFO; Ada, our financial health assessor; Lily, our financial teacher; or another of the agent team — that is an AI author, presented as one. Every published page is the responsibility of Richify AI, the company: AI drafts within the verification rules below, and accountability for what ships is ours, not the model's.

Review before publication. Every calculator, data page and guide is reviewed before it ships by the agent team — a second agent checks the statutory figures against their primary sources, the sources cited, and the plain-language answer at the top of the page, under the verification rules below. The visible “Last reviewed” line on those pages names the reviewing agent and records the date, and the page's schema attributes the review to Richify AI, the company, which is accountable for what ships.

Those portraits are AI-generated, and the agents they depict are software, not people — we say so here rather than leaving you to guess. Why be open about it? Because the actual deception would be presenting fictional human experts as real ones: a byline implying a person who does not exist, credentials nobody holds, a job title at a firm with no such employee. Every author here is named as an AI agent on the page, in the byline and in the structured data, and the company — Richify AI — is what stands behind the numbers.

How numbers are verified

  • Primary sources only for statutory figures. Tax rates, thresholds, contribution limits and government-scheme rules are verified against the issuing authority — IRS, HMRC, ATO, CRA, state and provincial revenue offices, the Federal Reserve, ONS, ABS, Statistics Canada — never against another website's summary. Where a page states a figure, its source and the verification date appear on the page.
  • A drift-guarded registry. more than 80 statutory constants that appear in our calculators are tracked in a machine-checked registry recording the exact value, its primary source, the date we last verified it, and the date it must be re-checked. An automated check runs against the codebase, so a rate that changes in law cannot silently stay stale in a calculator without tripping an alarm.
  • Official data pulled by API, not typed. Series like CPI, average earnings and PPP factors come directly from the BLS and World Bank APIs into our data files, with the pull date recorded — removing the transcription step where errors are born.
  • Published vs modelled, always labelled. When an official source publishes a number, we present it as published. When we derive or model one — interpolating between survey anchors, projecting a distribution tail — it is marked as an estimate (usually with a ≈) and the method is stated on the page. We do not present modelled numbers as official data.
  • A monthly liveness sweep. Third-party products named in our comparison pages are re-checked monthly; discontinued products are removed or the page is reframed, because a comparison that recommends a dead product is a correctness failure like any other.

What we don't do

  • No paid placement in rankings or comparisons. Nobody can pay to appear, rank higher, or have a flaw softened. Richify's business is the app, not affiliate commissions on the products we write about.
  • No financial advice. Every calculator and data page is general information. We flag this on the page — and where a topic genuinely needs a professional (tax filings, estate planning, personal investment decisions), the page says that too.
  • No invented experts. See above — our authors are AI agents presented as AI agents.
  • No stale pages presented as current. Dated stamps mean what they say. If a figure's verification date is old, that is visible rather than hidden behind a fresh-looking template.

Corrections

When we find an error — or you do — we fix the page, not just the number: the correction ships with an updated verification stamp, and materially wrong guidance is rewritten rather than patched. We hold ourselves to this in public: in August 2026 we found our own Australian first-home-buyer guide still describing scheme rules that had been superseded in October 2025, and rewrote it end to end with every figure re-verified, saying so in the page's history.

Spotted something wrong? Email info@richify.ai with the page URL. Statutory-figure reports get priority.

Sources we rely on

United States: IRS, Federal Reserve (Survey of Consumer Finances), Bureau of Labor Statistics, Social Security Administration. United Kingdom: HMRC, ONS, Bank of England. Australia: ATO, ABS, state revenue offices, Housing Australia, APRA. Canada: CRA, Statistics Canada, PBO, provincial finance ministries. International: World Bank, IMF, OECD. Product data in comparisons comes from the vendors' own published pricing and documentation, re-checked monthly.

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