Melbourne • Reality Check

Can You Afford St Kilda?

Beachside suburb with Luna Park, Acland Street cake shops, and vibrant Sunday markets.

🏠 $520/wk rent
☕ $5.2 flat white
🚊 $160/mo transport
$

Your Lifestyle

Daily Coffees
1/day
🍽️Dining Out
2x/wk
🚗Uber / Rideshare
2x/wk
🛍️Shopping / Thrifting
$100/mo
🎉Weekend Activities
Moderate
📺Streaming Services
3 subs

Your Survival Score

😊0

Comfortable

Monthly Breakdown

🏠Rent$2,252
🛒Groceries$324
🚊Transport$160
Coffee$156
🍽️Dining Out$379
🚗Rideshare$156
🛍️Shopping$100
🎉Weekend Fun$250
📺Streaming$45
Take-home pay$4,451
Total expenses-$3,822
Savings+$629

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Living in St Kilda, Melbourne

Beachside suburb with Luna Park, Acland Street cake shops, and vibrant Sunday markets. If you're weighing a move to St Kilda, the numbers matter more than the vibes. The median weekly rent here is $520, which annualises to roughly $27,040 per year. Using the 30% rent-to-income guideline, you'd want an annual gross salary around $90,000 to live in St Kilda without housing eating your paycheck.

Day-to-day costs in St Kilda are expensive for entertainment and slightly above-average the national average for groceries. A monthly public transport pass runs about $160, and a flat white at a local café costs roughly $5.20 — which adds up to $1,898 per year if you're on a one-a-day habit.

What does St Kilda cost per month?

Rough monthly budget for a single renter on a median-income job, before lifestyle upgrades:

  • Rent (St Kilda median)$2,252
  • Groceries (est.)$432
  • Transport pass$160
  • Coffee (1/day)$156
  • Entertainment (est.)$250

Numbers are indicative only and exclude tax. Use the interactive calculator above to plug in your own salary and lifestyle.

FAQ — St Kilda

How much do you need to earn to live comfortably in St Kilda?

Using the standard 30% rent-to-income rule, a comfortable gross income for St Kilda is around $90,000 per year. At this salary, median rent of $520/wk takes up less than a third of your take-home pay, leaving room for savings, transport, and everything else Melbourne throws at you.

Is St Kilda more expensive than the rest of Melbourne?

Groceries in St Kilda track slightly above-average the national average (index 1.08), and the entertainment scene is expensive (index 1.25). Median weekly rent of $520 places it within the Melbourne market — use the calculator to compare specific neighbourhoods head-to-head.

What's the average annual rent cost in St Kilda?

At a median weekly rent of $520, annual rent in St Kilda works out to approximately $27,040 per year for a typical unit. Actual costs vary significantly by property size, condition, and proximity to transport.