Sharesight is a popular global portfolio tracker focused on listed securities — shares and ETFs — with strong dividend tracking, performance analytics and capital-gains tax reporting used by many Canadian investors at tax time.
| Feature | Richify | Sharesight |
|---|---|---|
| Net Worth Tracking (CAD) | All assets & liabilities | Investment portfolio focus |
| Shares & ETF Performance | Holdings & allocation | Deep performance analytics |
| Dividend Tracking | Income overview | Best-in-class dividend tracking |
| Capital-Gains / Tax Reports | Portfolio summary | Detailed CGT & tax reports |
| RRSP / TFSA / FHSA / RESP | Native account types | Limited / manual |
| Property & Mortgage in Net Worth | Built-in, manual | ✗ |
| AI Explanations & Coaching | Built-in AI (Felix) | ✗ |
| What-If Scenario Planning | RRSP vs TFSA, FHSA, mortgage | ✗ |
| Broker / Trade Import | ✗ | Auto trade import from brokers |
| Privacy-First (no linking) | Manual entry, no linking | Connects to brokers/email |
| Multi-Country Support | 7+ countries | Global (shares-focused) |
| Pricing | Free trial, then paid plans | Free for small portfolios + paid tiers |
The Verdict
Sharesight is the better tool if your focus is shares and ETFs and you want detailed dividend and capital-gains tax reporting with automated trade import. Richify is the better fit if you want your whole Canadian net worth — RRSP, TFSA, FHSA, property and cash — in one CAD view, with AI explanations and what-if planning. Many Canadians use Sharesight for shares and Richify for total wealth; for the full picture in one app, choose Richify. Richify offers a free trial before paid plans.
Last reviewed: · Reviewed by the Richify team
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Try Richify — Free TrialIt depends on what you track. Sharesight is excellent for shares and ETFs — performance, dividends and capital-gains tax reporting. Richify is built for your whole Canadian net worth: RRSP, TFSA, FHSA, property, cash and crypto in one CAD view, with AI explanations and what-if planning. For listed-security tax reporting, Sharesight wins; for total wealth and planning, Richify wins.
Only in a limited or manual way. Sharesight is shares-first, designed around listed securities, dividends and CGT. Richify treats RRSP, TFSA, FHSA and RESP as native Canadian account types alongside property.
Yes — Sharesight's dividend and capital-gains reporting for listed investments is a genuine strength and a common reason investors use it at tax time. Richify focuses on holistic net worth and planning rather than detailed tax statements.
No. Richify is privacy-first and manual-entry, so nothing is linked automatically. Sharesight can import trades from brokers or contract-note emails, which is more automated but requires connecting those sources.
Richify. It includes property equity and mortgages directly in net worth and scenario planning, which Sharesight does not.
No. Richify is educational and not a licensed advisor. It explains and models your finances; confirm decisions with a licensed professional.
Comparison is educational only. Features and pricing may change. We strive for accuracy but recommend verifying directly with each service.