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Try Richify — your RRSP, TFSA, home and mortgage in one CAD net worth.
Free to download. For educational purposes only — not financial advice.
Your personal AI for understanding and tracking your personal finance.
Snowball Analytics is a portfolio and dividend tracker from Snowball Analytics SAS (Lyon, France). It follows stocks, ETFs and funds across 30+ currencies and 70+ exchanges, tracks dividend income on a calendar, and adds backtests and rebalancing. It has a free plan for 1 portfolio and 10 holdings, and paid plans from US$79.99 a year, all priced in US dollars (1 October 2026).
| Feature | Richify | Snowball Analytics |
|---|---|---|
| Net Worth Tracking (CAD) | All assets & liabilities | Portfolio + custom assets, 30+ currencies |
| RRSP / TFSA / FHSA / RESP | Native account types | Not listed as account types |
| Dividend Tracking & Calendar | ✗ | Automatic, with calendar and yield on cost |
| Stocks, ETFs & Funds | Tracked in net worth | Thousands of assets, 70+ exchanges |
| Backtests & Rebalancing | ✗ | Backtests; rebalance tool |
| Account Linking | No — manual entry | Broker linking on paid plans; report import on all |
| Home & Mortgage in Net Worth | Built-in, manual | Custom assets: 1 free, 5 Starter, unlimited Investor+ |
| AI Explanations & Coaching | Built-in AI (Felix) | "Why is it moving" on Investor+ |
| What-If Scenario Planning | RRSP vs TFSA, FHSA, mortgage paths | Portfolio backtests |
| Compare to Canadians Your Age | StatCan age benchmarks | ✗ |
| Free Plan | Free trial, then paid plans | Free: 1 portfolio, 10 holdings |
| Paid Pricing | Paid plans after trial | US$79.99 / $149.99 / $249.99 a year |
The Verdict
Snowball Analytics is the better choice if your focus is a stock and ETF portfolio and the dividend income it pays: its calendar, yield-on-cost tracking and backtests go deeper than a net worth app, and its free plan covers a small portfolio. Remember that its paid plans are billed in US dollars. Richify is the better fit if you want your whole Canadian balance sheet in one CAD view, with RRSP, TFSA, FHSA and RESP as real account types, your home and mortgage included, an AI that explains it and Statistics Canada benchmarks by age, without linking any account. Many Canadian investors could use both. Richify offers a free trial before paid plans.
Last reviewed: · Reviewed by the Richify team
Track your net worth, run calculators, and get built-in AI insights — all in one app. Start with a free trial.
Try Richify — Free TrialYes. Snowball Analytics is a web and mobile app run by Snowball Analytics SAS in Lyon, France, and it tracks stocks, ETFs and funds across 30+ currencies and 70+ exchanges, so a Canadian portfolio can be tracked in it.
Its pricing page states that all prices are in US dollars, so a Canadian subscriber pays in USD and the card's foreign-exchange charge applies.
As listed on its pricing page on 1 October 2026, in US dollars: Free at $0 (1 portfolio, 10 holdings), Starter at US$79.99 a year, Investor at US$149.99 a year (10 portfolios) and Expert at US$249.99 a year (unlimited portfolios). Monthly billing costs more.
Paid plans have a 14-day free trial with no credit card.
You can hold the investments inside a TFSA or RRSP in a Snowball portfolio, and use one portfolio per account. Its pricing page does not list Canadian registered-account types or contribution room, so if you want RRSP, TFSA, FHSA and RESP treated as distinct Canadian account types alongside your home and mortgage, that is what Richify is built for.
Snowball is built around an investment portfolio and the dividends it pays. Richify is built around your whole net worth in CAD: RRSP, TFSA, FHSA and RESP as native account types, your home and mortgage, cash and debts, with an AI that explains your numbers, what-if planning (RRSP vs TFSA, FHSA, mortgage paths) and Statistics Canada net worth benchmarks by age.
Not with either. Richify is manual-entry and never asks for bank or broker logins.
Snowball lets you add holdings manually or import brokers' reports on every plan, and link a brokerage on paid plans; it states that it does not store broker account credentials.
No. Richify is educational and does not provide personalized investment advice. Snowball Analytics also states it is not a registered investment advisor or broker-dealer.
Comparison is educational only. Features and pricing may change. We strive for accuracy but recommend verifying directly with each service.
